Free Business Checking

Claim Your Gift Here

Business Checking

Managing a business in today's economy is no small feat. At Columbia Bank, we want to do all we can to make it easier. That's why we offer truly free Small Business Checking. If you own a business, the unbeatable package of benefits that comes with free Business Checking will allow you to manage funds, complete transactions, and more – all in the most convenient, cost effective way. Discover all the benefits of free business checking from Columbia Bank by signing up today.

Free Small Business Checking
Free Business Checking from Columbia Bank is the ideal solution for small businesses!

  • 1,000 FREE monthly transactions.*
  • NO monthly service charges.
  • NO minimum balance requirements.
  • Up to $110 in cash rewards.**
  • FREE Business Debit Card, FREE Online Banking and Bill Pay, FREE return of check images for easy record keeping
  • Plus a FREE Thank You Gift (See Choices Below)

Small Business Checking Comparison Chart

FREE Thank You Gift from Columbia Bank to you***

Get a free gift simply by signing up for free Business Checking. Gift redemption code will be provided to you at account opening or mailed to you:
  • Brookstone 3-in-1 Emergency Light
  • Digital Treasures Lyrix Mixx Bluetooth Speaker
  • Le Creuset 5.5" Tapas Dish
  • Samsonite Tote-A-Ton Duffel Bag
Choose a Free Gift

Plus...Get Cash Back Too - up to $110**

  • $10 For your debit card and unused checks.
  • $50 When you pay bills using Columbia Busness Online Banking within 60 days.
  • $50 When you make five purchases with your Columbia Business Debit Card within 60 days.

More Business Checking Choices from Columbia Bank

Business Interest Checking
Designed for not-for-profit organizations.

  • Competitive Interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthly fee of $6
  • Up to $10,000 currency deposited per month FREE.^
  • FREE Business Debit Card, FREE Online Banking and Bill Pay, FREE return of check images for easy record keeping

Business Checking
For business with more complex banking needs.

  • Earnings credit allowance on deposit balances may offset activity fees.
  • Only $8 monthly service charge.
  • Transaction items are just 15¢ each.*
  • Coin and currency deposits are just 50¢ per $1,000
  • FREE Business Debit Card, FREE Online Banking and Bill Pay, FREE return of check images for easy record keeping

Ask about Remote Deposit Capture
Use eDeposit Xpress™ to deposit checks into your account without leaving the office.

A reliable and versatile business checking account is the mainstay of any business? cash flow, and an efficient cash flow is the life force of any successful business. Columbia Bank is known as the "Business Bank of New Jersey" because of our commitment to quality service and the convenience afforded by our flexible business banking services. To join the many other New Jersey businesses who already Count on Columbia for their business bank accounts and checking needs, contact Columbia Bank today.

See how much better banking at Columbia can be. Open your Free Small Business Checking account at your local branch. For the one nearest you, search our branch locator or call (800) 522-4167.

* Transaction items include checks/debits paid, checks/items deposited and deposit tickets. If your Free Small Business account exceeds 1,000 free monthly transactions, the account may be converted to another checking product which will incur charges.

^Includes coin and currency. If your Free Small Business account exceeds $10,000 free monthly coin and currency, the account may be converted to another checking product which will incur charges. 

** Cash offer for businesses only and is only valid for new Business Checking accounts. $50 will be deposited into your account within 60 days after paying your first bill through Columbia Business Online Banking. $50 will be deposited into your account 60 days after you make 5 purchases with your Columbia Bank Business Debit Card. $10 will be deposited into your account at the same time you present your unused business checks and/or business debit card to a branch representative. To earn these cash rewards, the activity must occur within 60 days after account opening. New money only. Cash rewards will be reported to the IRS on a 1099-INT. Please consult your tax advisers concerning the reporting to Internal Revenue Service of payments as interest on accounts and for the cash rewards. Minimum $50 to open account.

*** Get a free gift when you open a business checking account. Accounts opened with funds from existing Columbia Bank accounts are not eligible for this offer. No warranties on gifts except those of the manufacturer, if any. No cash substitution for gifts. If gift is unavailable, we reserve the right to substitute a gift of comparable value. Limit one gift per promotional account. Limit of two promotional accounts per business. Upon account opening, you can order a gift through a Columbia customer service representative or take home instructions to order your gift online. Gifts will be delivered to your home at no cost to you within 2 to 4 weeks after account opening. Offer can be withdrawn at any time. Ask us for details. Free gift may be reported on a 1099-INT.

¹ Competitive information was obtained directly from banks or their websites during the week of 4/16/2013. Annual savings based upon incurring the monthly service charge and having 250 monthly transaction items. Some banks may have introductory offers; comparisons are for ongoing costs. Offer good on business accounts only. Ask a relationship banker about our outstanding personal checking accounts.

² Transaction items include checks/debits paid; checks/items deposited, and deposit tickets.

Cash offer for businesses only and is valid for new Small Business Checking accounts. New money only.

Customer Service

Copyright © Columbia Bank, New Jersey
Member FDIC EHL Logo
NMLS# 504284