|10 Year Fixed|
|10 Year $475 Low Fee Home Purchase|
|10 Year Fixed (Jumbo)|
|15 Year Fixed|
|15 Year $475 Low Fee Home Purchase|
|15 Year Fixed (Jumbo)|
|20 Year Fixed|
|20 Year $475 Low Fee Home Purchase|
|25 Year $475 Low Fee Home Purchase|
|30 Year Fixed|
|30 Year $475 Low Fee Home Purchase|
|12 Months AP||0.75%||0.75%|
Login Notice and Frequently Asked Questions
This system is for the use of authorized users only. Individuals using this computing system without authority, or in excess of their authority, are subject to having all of their activities on this system monitored and recorded by system personnel. In the course of monitoring individuals improperly using this system, or in the course of system maintenance, the activities of authorized users may be monitored.
Anyone using this system expressly consents to such monitoring and is advised that if such monitoring reveals possible evidence of criminal activity, system personnel may provide the evidence of such monitoring to law enforcement officials.
Online Banking allows Columbia Bank customers to conduct financial transactions on our secure website. It allows you to access your funds anytime, anywhere via the internet. You can check balances, make transfers, and pay bills online.
Online Banking and online bill payment for account access is absolutely free - review your account history, transfer funds and more. You can also save time and money by using free online bill payment featuring e-Bills.
With Online Banking, you can check balances, download account information into Quicken or Money, view up to date account transactions, make transfers and pay bills online.
Security of your account is our number one priority. With Columbia Online Banking, you can do your banking with confidence. We use state-of-the-art technology and a combination of security measures to make your banking sessions secure.
If the verification process passes, you will be able to use Online Banking right away. In the event additional information is required, your status will be 'pending' until we're able to verify your application. The process usually takes up to two business days.
Go to columbiabankonline.com on the right side of the screen you will see the Personal Online banking access login. Click sign up today to begin registration.
If you forgot your User ID call 1-800-522-4167 and a representative will assist you.
Yes, if your loan is added to your list of online banking accounts, you can view your account with Online Banking. Viewing your Columbia Bank Home Equity or Mortgage loan account online enables you to view your interest rate, principle balance, account number, principle balance, payment amount, etc. To view your loan account online, login to Online Banking.
If your loan is not listed, simply login to Online Banking, click on the Add/Delete tab from your toolbar. Complete the Add/Delete Accounts form, and then submit. Within 2 business days you will be able to view your account online.
Yes, you can make your loan payments online each month or have your monthly loan payments automatically drafted from your Columbia Bank checking or saving account.
To make a loan payment online login to Online Banking, click on Transfer and enter the Transfer Amount, this will be the amount of your loan payment. Choose the account from which you want to make the payment. Then choose the mortgage account to which you want these funds transferred. Choose Standard Payment if to want to make your regular monthly payment or choose Overpayment if you want to make Principle Only payment, then click Transfer Funds.
Or, set up a scheduled transfer to have your loan payment automatically drafted from your Columbia Bank checking or saving account each month. Log into Online Banking. Click on Scheduled Transfers at the top of the screen. Click the Add button and enter the Transfer Amount. Choose the account from which you want to make the payment and the mortgage account to which you want these funds transferred. Select the frequency of the transfer and the final date then click Save Transfer.
Bill Pay is a free service of Online Banking that allows you to pay your bills online. You can pay virtually anyone, anytime, anywhere in the United States. Making payments online is one of the most efficient and economical features of Online Banking. It saves you the time of writing checks, trips to the mailbox, and time at the post office. It even saves you the cost of stamps.
EBills are electronic versions of your paper bills that you can receive through Online Banking. An eBill comes directly from the biller to your Online Banking service. In addition, a notification that you have received an eBill in your Online Banking account can be sent automatically to an e-mail address that you choose. You can view balances, transactions and other statement information in an eBill. (Each biller offers unique features associated with their eBill.) Then, you can pay it and print it - all online.
You can pay almost any business or individual that you currently pay by check - your phone bill, loan payments, insurance, and credit cards - even your dentist or daycare center. Please note you cannot pay court-ordered payments or state and federal taxes online at this time.
There is no limit to the number of bills you can pay. The more bills you pay, the more money you save on mailing costs.
Payees are businesses or individuals to whom you are making a payment. Payments you make through Bill Pay are delivered in two ways:
Payees are the businesses and individuals you pay through Bill Pay in Online Banking. You create a list of your own payees by using the Add a Payee feature. You can add payees such as utilities, department stores, credit cards and other businesses. You can also add individual payees such as your daycare provider, your doctor, or a relative.
We recommend scheduling your payments to be processed at least five business days before the actual payment due date. Scheduling payments sufficiently in advance of the due date on the bill allows enough time for the payee to receive the payment and credit it to your account.
Bill Pay is a free service of Online Banking.
EBills are only available from select companies. Refer to our list of eBillers to see who's offering this service.
You can pay one or more eBills from within Online Banking. To pay an eBill, you simply choose the account from which you want the bill paid, enter an amount and enter the date you want the payment sent. Our handy calendar tool recommends how many days before the payment is due that you should send it.
All payments made through Bill Pay will be processed same day until 4pm EST.
You are able to schedule a payment up to 12 months in advance.
To add a new funding account, log into Online Banking, click the Add/Delete tab, and fill out the form to add an account. You will receive a confirmation email within two business days when the account has been added.
To make a payment, login to Online Banking. Click Bill Pay then Make Payments. Next to the correct Payee, enter the amount that you wish to pay and the date on which you would like the payments sent. Click Pay to make payment. The deliver date will be below send date.
You can view up to 12 months of payments. If you need more than 12 months, please contact Customer Service at 1-800-522-4167.
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after we receive your deposit as long as the deposit has cleared. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the fifth business day after the day of deposit. Please contact a Columbia Bank Customer Service Representative if you are unsure if your funds will be available.
As soon as you set up your payee, you can schedule a payment.
If you do not have sufficient funds available on the withdrawal date, but do have any of Columbia Bank's overdraft privileges such as Bounce Protection, Overdraft Protection, funds will be used from your overdraft privilege to fund the bill payment. If your Bounce Protection is used to fund the bill payment, the fee is $32. If your Overdraft Protection is used to fund the bill payment, the fee is $5. If your Line of Credit Overdraft Protection is used to fund the bill payment, there is no fee. However, a monthly payment is required when using your Line of Credit Overdraft Protection.
If an account has insufficient funds to fund a scheduled payment and does not have any of Columbia Bank's overdraft privileges, the Bill Pay account will be blocked from access.
The money is debited from your account within 1-3 business days after the payment is sent to the payee. The funds are sent out from our Bill Paying agents account on the date you specified then our bill payment agent processes an electronic debit from your account for the funds within 1-3 business days after the payment is sent. Your account should have the funds available to make the payment on the day you send the payment.
Columbia Bank is pleased to offer this feature within Online Banking. It allows you to send expedited payments to virtually any payee, anywhere, no later than next day! Expedited Payments allow you to minimize late fees, service disruptions, service reinstatement fees or harm to your credit. We offer you two options:
A fee will be charged for each expedited payment. If the merchant accepts electronic payments, the fee will be $5 per payment. If your payee is new to your list or if the payee does not accept electronic payments, an actual check will be generated and shipped FedEx Overnight for $25 per payment (and a FedEx tracking number will be provided). Rest assured that our Bill Pay database will automatically select the most cost-effective method for you.
Online Statements offer Online Banking and Small Business Customers the ability to access your monthly statements during an Internet banking session.
Click on the Online Statements button from the Account Access screen. Read and Print the disclosure and Click the Accept button. After you Accept, you will be able to view up to 5 years of statements, assuming that you have had 5 years issued.
You will need Adobe Acrobat Reader to view your statements. A link is available for you to get the free software from Adobe.
You will be able to see an image of your paper statement and check images also ( i. e. if you receive them today).
Once you register for eStatements, you will no longer receive paper statements.
If, for some reason, you decide that you would like to go back to receiving paper statements, you may do so by clicking on the Secured Forms link on the top of the web page, next click on the Unsubscribe to eStatements, and an Unsubscribe to eStatements Form page will open up. Fill out the form and click on submit. Within 5 business days Columbia Bank will change all your Online Banking accounts from eStatements to paper statements.
Multifactor Authentication strengthens security at login while providing peace of mind for online banking users.
Multifactor Authentication protects against online fraud by providing an additional end user authentication 'factor' beyond the username and password used today. The solution is designed to preserve the convenience and usability of your online banking channel.