Financial Investments Services
Columbia Financial Services in New Jersey has a unique combination of products and financial services that incorporate your personal investment needs into a comprehensive financial management strategy. Please contact us at 1-800-624-0999 with any questions.
What is a Fixed Annuity?
- A fixed annuity is a vehicle that may provide tax deferral, withdrawal benefits1, guaranteed income streams for life2, and safety of principal2. These unique benefits may assist you in accumulating and distributing your assets to meet your needs. A fixed annuity can be an immediate annuity, providing for your current income needs, or it can be a deferred annuity, providing for your accumulation as well as future income needs. Your value in an annuity contract is the premium or premiums you've paid, less any applicable charges and fees plus interest credited. The insurance company credits interest, and you defer taxes on the earnings until you make a withdrawal or begin receiving an annuity income.1
Wealth Management
- As part of our financial investment service, an experienced financial advisor will help you construct a three-step plan to help you maximize wealth for now and the future:
- Establish income and wealth goals
- Develop strategies to help achieve short and long term objectives
- Create the right "mix" of investment and retirement products that fits into your personal Wealth Management plan
- Have a free consultation with a Columbia Financial Services advisor.
Discount Brokerage
- For the independent investor, Columbia Financial Services offers a direct line between you and PRIMEVEST, a registered broker/dealer
- Open an account for all self-directed brokerage needs:
- Money Market Accounts
- Stocks, Bonds and Mutual Funds
- Margin Trading
- UIT's
- Brokered CD's
- Online Brokerage account management available through PRIMEVEST!
Call Columbia Financial Investment Services at 1-800-624-0999.
Securities and insurance products offered by PRIMEVEST Financial Services Inc., an independent registered broker/dealer and member FINRA / SIPC:
- Are not a deposit of Columbia Bank
- Are not FDIC insured
- Are not insured by any federal government agency
- Are not guaranteed by Columbia Bank
- May go down in value
¹There is a surrender charge imposed generally during the first 3 to 10 years that you own the contract. Withdrawals prior to age 59½ may result in a 10% penalty in addition to any ordinary income tax.
²The guarantee of the annuity is based on the financial strength and claims-paying ability of the underlying insurance company.
Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate PRIMEVEST Advisory Services Agreement and disclosure brochure as provided.
Investment Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
View PrimeVest privacy policy and other important information .
Columbia Financial Services: 1-800-624-0999
