Today's Rates, Apply Online
Home Equity Loans
Interest Bearing Checking
Product Tiers APY  
Yield Plus $10,000-$249,999 1.00% OPEN
Yield Plus $1,000-$9,999 .25% OPEN
Yield Plus $0.01-$999 .10% OPEN
Non-Interest Bearing Checking
Totally Free OPEN
eAdvantage     OPEN
Advantage Plus Image OPEN
Product Rate APY  
91 Days 0.10% 0.10% OPEN
6 Months 0.20% 0.20% OPEN
9 Months 0.10% 0.10% OPEN
12 Months 0.40% 0.40% OPEN
12 Months AP 0.65% 0.65% OPEN
18 Months 0.55% 0.55% OPEN
20 Months
Bump Up
0.99% 1.00% OPEN
24 Months 0.94% 0.95% OPEN
30 Months 1.14% 1.15% OPEN
36 Months 0.99% 1.00% OPEN
48 Months 1.34% 1.35% OPEN
60 Months 1.68% 1.70% OPEN
72 Months 1.68% 1.70% OPEN
84 Months 1.68% 1.70% OPEN
Savings/Money Market
Product Rate APY  
eAdvantage Savings 0.20% 0.20% OPEN
eAdvantage Money Market
Tiers APY  
$.01 - $2,499.99 0.15% OPEN
$2,500 - $9,999.99 0.15% OPEN
$10,000 - $24,999.99 0.20% OPEN
$25,000 - $49,999.99 0.25% OPEN
$50,000 and up 0.25% OPEN

Savings Accounts and CDs

Personal Savings Accounts and CDs

Your savings and long-term financial goals are important to us. At Columbia Bank, we believe that a savings account should be more than just a safe place to store your money – it's a place to plan for your future. We offer a variety of savings accounts, options, and tools so it's simple to do just that.

Columbia Bank's FDIC-insured savings accounts, money market accounts, and CDs make it easy to feel secure and confident. Plus, our CD rates, some of the most competitive in New Jersey, are designed to help you maximize your earnings. Get started today by establishing a savings goal and watch your money grow with our Savings Calculator.

All Columbia Bank Savings Accounts (excluding passbooks) offer the following banking services:

  • FREE¹,² Columbia Bank Visa® Debit Card
  • FREE¹ Online Banking with Online Bill Pay, eBill Technology, and eStatements
  • Combined savings and checking account statements into one convenient delivery
  • PhoneLinksm, Columbia Bank's automated 24-hour banking service
  • Dedicated Customer Service Center, bilingual in English/Spanish

Personal Savings Account (Statement Savings)

Our most basic personal savings account, the Advantage PLUS Statement Savings Account is great for anyone who wants to start saving. You can open an account with as little as $10 and start earning interest today.

  • $10 minimum balance to earn interest, $50 daily minimum balance to avoid a monthly service charge
  • Add value to your Advantage PLUSsm Checking Account with an Advantage Plus Statement Savings Account...helping you to avoid ATM service fees!2
  • Open Online

Advantage Money Market

If you have a surplus of cash, an Advantage Money Market Account might be just the plan for you. You'll maximize your savings by earning interest at a competitive rate.

  • $2,500 minimum daily balance to earn interest and avoid a monthly service charge
  • Competitive tiered interest rates
  • Open Online

Certificates of Deposit (CDs)

Our fixed-term, FDIC-insured accounts are a sensible option if you have extra savings that you don't need to access in the near term.

  • Competitive CD rates, with featured Advantage PLUSsm (AP) and Promotional CDs available
  • $500 minimum balance to open and earn interest ($2,500 for terms between 7 and 28 days)
  • Passbook format
  • Seven calendar day grace period for renewals, starting with the maturity date
  • Limited online banking access
  • Open Online


1. Federal regulations limit the number of checks written, POS purchases or other electronic transactions that you can make to six per statement cycle.  A $15.00 fee will be charged for each transaction that exceeds the six per statement cycle. 

2.  Columbia Bank will not charge Advantage PLUSsm checking account holders for ATM transactions, but non-refundable ATM operator fees, foreign currency exchange and transaction fees may apply.


Customer Service

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