Today's Rates, Apply Online
Home Equity Loans
Interest Bearing Checking
Product Tiers APY  
Yield Plus $10,000-$249,999 1.00% OPEN
Yield Plus $1,000-$9,999 .25% OPEN
Yield Plus $0.01-$999 .10% OPEN
Non-Interest Bearing Checking
Totally Free OPEN
eAdvantage     OPEN
Advantage Plus Image OPEN
Product Rate APY  
91 Days 0.15% 0.15% OPEN
6 Months 0.25% 0.25% OPEN
9 Months 0.15% 0.15% OPEN
10 Months 1.00% 1.01% OPEN
12 Months 0.55% 0.55% OPEN
18 Months 0.65% 0.65% OPEN
20 Months
Bump Up
1.10% 1.10% OPEN
24 Months 1.24% 1.25% OPEN
30 Months 1.49% 1.50% OPEN
36 Months 1.29% 1.30% OPEN
48 Months 1.64% 1.65% OPEN
60 Months 1.98% 2.00% OPEN
72 Months 1.98% 2.00% OPEN
84 Months 2.13% 2.15% OPEN
Savings/Money Market
Product Rate APY  
eAdvantage Savings 0.20% 0.20% OPEN
eAdvantage Money Market
Tiers APY  
$.01 - $2,499.99 0.15% OPEN
$2,500 - $9,999.99 0.15% OPEN
$10,000 - $24,999.99 0.20% OPEN
$25,000 - $49,999.99 0.25% OPEN
$50,000 and up 0.25% OPEN

Savings Accounts and CDs

Personal Savings Accounts and CDs

We believe that a savings account should be more than just a safe place to store your money. At Columbia Bank, we offer a mix of savings accounts and some of the most competitive CD rates in New Jersey, designed to maximize your earnings. All of our CDs, money market accounts, and savings accounts are FDIC-insured, so you can rest assured that your savings are secure. Get started today by establishing a savings goal, and watch your money grow with our Savings Calculator.

All Columbia Bank Savings Accounts (excluding passbooks) offer the following banking services:

  • FREE¹,² Columbia Bank Visa® Debit Card
  • FREE¹ Online Banking with Online Bill Pay, eBill Technology, and eStatements
  • Combined savings and checking account statements into one convenient delivery
  • PhoneLinksm, Columbia Bank's automated 24-hour banking service
  • Dedicated Customer Service Center, bilingual in English/Spanish

Statement Savings Account

  • $10 minimum balance to earn interest, $50 daily minimum balance to avoid a monthly service charge
  • Add value to your Advantage PLUSsm Checking Account with an Advantage Plus Statement Savings Account...helping you to avoid ATM service fees!2
  • Apply Online

Advantage Money Market

  • $2,500 minimum daily balance to earn interest and avoid a monthly service charge
  • Competitive tiered interest rates
  • Apply Online

Certificates of Deposit (CDs)

  • Competitive CD rates, with featured Advantage PLUSsm (AP) and Promotional CDs available
  • $500 minimum balance to open and earn interest ($2,500 for terms between 7 and 28 days)
  • Passbook format
  • Seven calendar day grace period for renewals, starting with the maturity date
  • Limited online banking access
  • Apply Online

Columbia Bank’s savings account services go far beyond the piggy bank, and any other bank, for that matter. Not only do we offer competitive tiered interest rates for savings accounts, CDs, and money market accounts, but we do it all with the quality service and security that New Jersey has come to expect from Columbia Bank.

Take a further look at our competitive CD rates, statement savings features, money market account features, and our savings account rates to see which personal savings option is right for you. View our Rates.

1. Federal regulations limit the number of checks written, POS purchases or other electronic transactions that you can make to six per statement cycle.  A $15.00 fee will be charged for each transaction that exceeds the six per statement cycle. 

2.  Columbia Bank will not charge Advantage PLUSsm checking account holders for ATM transactions, but non-refundable ATM operator fees, foreign currency exchange and transaction fees may apply.


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