*Annual Percentage Yield (APY) is effective as of date of publication and subject to change without notice.  Offer applies to new rollover Traditional or Roth IRA's only.  The minimum balance to open this IRA and obtain the APY is $500.  The bonus paid will be equal to 0.5% of the deposit and credited to your account within 10 days after rollover account opening.  The bonus paid may be taxable income if withdrawn, consult your tax advisor.  Penalty may apply for early withdrawal.  Please consult a tax advisor regarding tax savings and IRA rollover eligibility rules. Other certificate terms available.