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*The Annual Percentage Yield shown is accurate as of the production date and is subject to change at any time. This is a limited time offer and may be discontinued without prior notice. Offer applies to new Traditional or Roth IRA's only. The minimum balance to open this IRA and obtain the "APY" is $500. A penalty may be imposed for early withdrawal. New money only. Funds transferred from an existing Columbia Bank account are not eligible. Consult your tax advisor.