Columbia Announces An Enhanced Security Service To Fight Debit Card Fraud!

As part of Columbia Bank's ongoing efforts to fight debit card fraud, we've recently introduced a new, enhanced security service that uses your Columbia Bank CheckCard transaction history to help identify suspicious transactions. There is no charge for this service!

Whenever a fraudulent ATM or purchase transaction is suspected, the cardholder will receive a courtesy call from a representative from our card-processing center. If the transaction is verified as being an "authorized" transaction, no further action will be taken. Transactions determined to be fraudulent (not authorized by the cardholder) will result in an immediate "block" in order to prevent any unauthorized use.

Now you can enjoy the convenience of a Columbia CheckCard along with the security of knowing that this new service is in place. For more information on our CheckCard, visit your local branch or call us at 1-800-522-4167.


Columbia Visa® CheckCard

• Save time by paying for purchases without having to go to the bank first!
• Accepted anywhere Visa® Debit Cards are welcome
• 24-Hour accessibility
• $500 a day available for combined ATM and POS purchases
• $1,500 a day available for combined ATM and Debit Card purchases
• Free transactions at Columbia Bank ATMs
• Available with Checking or Statement Savings Accounts
• Also accepted at PLUS®, NYCE®, or VISA® ATMs worldwide.
• The only card you need for your ATM and Debit Card transactions

• Take the stress out of finding that perfect gift for the holidays, birthdays, or any occasion.
• Accepted anywhere Visa® Pre-paid Debit Cards are welcomed
• Can be purchased with values from $10 to $1,000
• Personal Identification Numbers are available for cash retrieval at ATMs
• Website available for recipients to register their cards and check on balances

• Access your Checking and Statement Savings Accounts
• 24-Hour accessibility
• $500 a day available to you in combined ATM and POS purchases
• Free transactions at Columbia Bank ATMs
• Point of Sale transactions available
• Accepted at ATMs displaying the PLUS®, NYCE® or VISA® Logos nationwide!

• Direct deposits of Payroll Funds, Pension Funds, Social Security Funds into your Columbia Accounts
• Automatic deductions for Health Club Payments, Insurance Payments or Loan Payments

• Competitive annual rental rates
• Many sizes available
• Accessible during all open hours

• Special overdraft privilege linked to certain Columbia checking accounts (non-business) where overdrafts may be honored up to the Bounce ProtectionSM limit established for your account type.
• Saves the embarrassment, additional merchant fees, or other problems that might result if a check is returned.
• Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
• An account is in good standing if you: (1) demonstrate responsible account management – such as making regular deposits to bring the account to a positive balance at least once every 30 days (including the payment of all bank fees and charges); (2) avoid excessive overdrafts suggesting the use of Bounce Protection as a continuing line of credit; and (3) there are no legal orders, levies or liens against the account.
• New account holders may be able to use the privilege 60 days after the account is opened if the account is in good standing.
  
• No cost unless privilege is accessed. Our standard NSF paid item fee of $32 (fee subject to change) per item will be imposed for covering overdrafts created by check, in-person withdrawal (at a teller), ATM withdrawal, or other electronic means. You are also expected to repay the overdrawn amount as soon as possible, but no later than 30 days after the overdraft. If we must return an item, our standard NSF return item fee of $32 (fee subject to change) per item will be imposed.
  
  

• Credit Lines from $500 to $5,000
• Available to consumer checking customers (subject to approval)
• Automatic draw down of the line in increments of $100 when checking account becomes overdrawn
• Line of credit appears on monthly combined statement
• Fee of $10.00 for late payments

• Overdraft protection tied to statement savings or checking
• Transfers in increments of $100 to cover overdrafts
• Fee of $10 per transfer with a maximum fee of $20 per day for transfer of funds to checking account
• Maximum of $2,500 may be transferred per day
• Each account appears on a monthly statement
• Restricted to 6 transfers per statement cycle

• 24-Hour banking service featuring privacy, convenience and security
• Check account balances
• Review checks paid and other transaction activity
• Obtain rate information
• Transfer funds between Statement Savings and Checking accounts
• Make loan payments
• Check loan transaction activity
• Obtain branch and ATM locations and hours