Advantage Plus Checking


Columbia Bank’s Advantage Plus Checking account offers added benefits for meeting certain checking account requirements. For customers who keep their account balance above the $500 required daily minimum, we offer:

  • $500 daily minimum balance required to avoid a monthly service charge (waived for customers under the age of 23)
  • Special Vertical VISA® Debit Card with unique vertical design and UChoose Cash Back Rewards Program
  • FREE ATM transactions at any PLUS®, Accel® or VISA® ATM terminals3
  • Nationwide ATM Refunds at any foreign (non-Columbia Bank) ATM 10 times or up to $30 per month4
  • Bonus rates on featured "AP" CD's
  • Rate discount on certain loans5
  • Free Cashiers Checks and Money Orders
  • Discounted VISA® Gift Cards
  • Free Wealth Management Financial Consultation, provided by Columbia Financial Services*
  • Free bank checks
  • Apple Pay
  • The Choice of One Bonus: Up to a $200 cash bonus with qualifying Direct Deposit or Bill Pay activity OR Rebate of 12-months from qualifying subscriptions  like Spotify, Netflix, and Hulu with an auto debit from your Advantage Plus Account

For Advantage Plus Checking accounts that do not meet the daily minimum balance, a monthly service charge applies. Learn more about account requirements at our Checking Account Rates page. Already sold? Open Now.

Advantage Plus Checking Account Disclosures

2. Free check orders for accounts other than Senior Checking are eligible for limited designs only.
3. Columbia Bank will not charge for ATM transactions, but non-refundable ATM operator fees, foreign currency exchange and transaction fees may apply.
4. This account provides for a waiver of up to ten (10) ATM surcharges fees or $30, whichever is less, for each statement cycle when you use your Columbia Bank debit card at domestic ATMs not owned or operated by us, and the owner of such ATMs adds a surcharge to your transaction. The maximum rebate per 12 month statement cycle $360.
5. With automatic payment deduction from a Columbia Bank Advantage PLUSsm checking account.
*Columbia Bank is not affiliated with Cetera Investment Services LLC, Cetera Investment Advisors LLC, or Columbia Financial Services. Columbia Financial Services is a marketing name for Cetera Invesment Services, LLC.