Free High Rate High Yield Checking

Free High Rate Checking and No ATM Fees Nationwide

Columbia Bank’s Yield Plus high yield checking account features FREE high rate checking, no ATM fees nationwide¹ and also comes with the following advantages:

  • High Yield Interest with monthly direct deposit or Columbia Bank Online Bill Payment
  • Free first bank stock check order
  • Free Bill Pay
  • Free Debit Card
  • Free Mobile Banking
  • Free Wealth Management Consultation
  • Get $50 for signing up with Direct Deposit2
  • Get $50 for signing up for Online Bill Pay3
  • Refund of non-Columbia Bank ATM surcharges nationwide¹

We believe our customers deserve to earn interest on their money. Interested? Look into current Checking Account Rates to see if a high yield checking account is the right choice for you. Convinced? Open Now.

Yield Plus Account Disclosure


1This account provides for a waiver of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card (hereafter referred to as “your card”) at domestic ATMs not owned or operated by us and the owner of such ATMs adds a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a credit. The maximum rebate per 12 month statement cycle period is $240. The surcharge rebate applies only to transactions debited from your Yield Plus checking account and not other Columbia Bank accounts that may be secondary accounts listed on your card.

2You will receive a $50 cash credit to your Yield Plus checking account after we have seen that a qualifying direct deposit transaction has been posted to your Yield Plus account within 60 days after the date you opened the account. The $50 will be credited to your account within 60 days after we have determined that you satisfied this requirement. Only one $50 credit will be made in total for qualifying direct deposit activity to this account within the first 60 days of account opening.

3You will receive a $50 cash credit to your Yield Plus checking account after we have seen that a Columbia Bank online bill payment transaction was debited from your Yield Plus checking account. The debit has to occur within 60 days after the date you opened the account. The $50 credit will be credited to your account within 60 days after we have determined that you satisfied this requirement. Only one $50 credit will be made in total for the Columbia Bank online banking bill payment activity.