No Fee Refinance Program

If you're looking to refinance a home in New Jersey, you won't find a better deal than Columbia Bank's No Fee Refinance Program. Other refinance programs include so many hefty fees that many homeowners find themselves paying up to 6% of their outstanding principal just on refinancing fees. Columbia Bank's no cost refinance program allows you to completely bypass the most expensive fees and refinance your single-family home for much less. From application to tax service, here is a list of the fees Columbia Bank has omitted from the refinance process altogether.

Apply Now
Check Rates: View Our Current Offers
  • Appraisal Fee. No additional fee for having your home appraised.
  • Application Fee. Submit your refinancing application free of charge.
  • Credit Report Fee. As part of the application process, there is no fee for acquiring your credit report.
  • Attorney Fee. No additional charges for the lawyer that conducts the closing.
  • Title Fee. Your property's records will be thoroughly reviewed at no cost to you.
  • Survey Fee. You don't pay a fee and the lender still gets to survey the property. Everybody wins.
  • Tax Service Fee. No fee for bringing in a third party to handle the property tax bills.
  • Recording Fee. We'll send the government the information they need. No extra fee needed.
  • Settlement and Underwriting Fees. More lender fees you won't have to worry about.
  • Flood Certification Fee. It won't cost you anything for the lender to check flood zones.

There you have it. Columbia Bank's No Closing Cost Refinance Program guarantees no fees for appraisal, title, processing, recording, survey, application, settlement, underwriting, credit report, attorney, flood certification, or tax service.  Contact Columbia Bank to learn more about our affordable No Fee Refinance Program and find out how much money you can save with a no closing cost refinance today.

Already started your loan application? Continue: Finish Application