Columbia Bank Checking Account Interest Rates

With quality service, a wide variety of banking products, and competitive checking account interest rates, Columbia Bank makes it easy to manage your finances and save for the future. Discover our impressive selection of consumer Checking Accounts to suit every need and lifestyle. Whether you choose a Columbia Bank Yield Plus Checking Account or a Money Market Checking Account, you can manage your personal finances with total confidence. Find current Checking Account interest rates below and additional checking account information. Apply online, visit your local branch, or contact a Columbia Bank Representative for more information, today. For personal Checking Account solutions, New Jersey Counts on Columbia.


Cash offer for consumers only and is only valid for Yield Plus Checking. $100 will be deposited into your account within 60 days after you conduct your first qualifying direct deposit transaction. $100 will be deposited within 60 days after your first online banking bill payment transaction. New money only. Cash bonuses will be reported to the IRS. Annual Percentage Yields (APYs) are subject to change at anytime. The APYs quoted above require qualifying direct deposit or an online bill payment transaction to post to your account each statement cycle (on balances of $250,000 and more, the APY will range from 1.10% to .35%). Cycles where these requirements are not met, the current APY is .10%. No Columbia ATM fees when you use domestic ATMs. Refund of domestic ATM surcharges charged by other ATM owners limited to six per statement cycle or $20, whichever is less.
*Interest will be credited on the next to the last business day of each interest crediting period and at maturity. That interest is available to be withdrawn the following business day. If you close your variable rate interest bearing account before interest is credited, you will not receive the accrued interest.
**If the balance goes below the daily minimum balance at any time during the monthly statement cycle, the applicable monthly service charge will be imposed.
***Fees may reduce earnings on the account.