Financial Planning Process
Columbia Financial Services can help you develop a strategy for success. With qualified financial advisors and a three-step investment advisory process, Columbia Financial Services has all the tools you need to help reach your financial goals.
Successful financial planning begins with our three-step Investment Advisory Process:
- Understanding your financial needs and goals
- Creating a personalized wealth strategy
- Providing ongoing portfolio management
Begin by setting up a free consultation with a Columbia Financial Services Investment Advisor Representative to discuss your financial goals. By understanding your needs, your advisor can develop a customized financial plan. They will create a personalized wealth strategy using a combination of products and services, such as IRAs, equity accounts, life insurance, etc. From retirement planning to education planning, together you'll build a portfolio of products that can help and secure your financial future. Once the financial strategy is implemented, your advisor will provide ongoing, professional portfolio management at your request.
Members are granted one complimentary consultation, but will be charged a fee for complete financial plans, ongoing asset management, and follow-up consultations. Contact Columbia Financial Services at 1-800-624-0999 for more information about financial planning.
Important Note About Securities and Insurance Products
Cetera Investment Services registered office: 805 Franklin Lake Road, Franklin Lakes, NJ. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Columbia Bank is not affiliated with Cetera Investment Services LLC, Cetera Investment Advisers LLC, or Columbia Financial Services. Columbia Financial Services is a marketing name for Cetera Investment Services, LLC.
Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.
*Trust services provided by BOK Financial.
**Consult your legal counsel for advice and information concerning your particular circumstances. Neither Cetera Investment Services, nor any of its representatives may give legal advice.
There is a surrender charge imposed generally during the first 3 to 10 years that you own the contract. Withdrawals prior to age 59½ may result in a 10% penalty in addition to any ordinary income tax.
The guarantee of the annuity is based on the financial strength and claims-paying ability of the underlying insurance company.
Investment Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
Columbia Financial Services: 1-800-624-0999