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Unlock Your Home’s True Value

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Discover the Benefits of a Home Equity Loan

Take advantage of a low rate, easy approval Home Equity Loan from Columbia Bank. Consolidate debt, finance unforeseen expenses, or renovate your home and improve its value. Learn more about Columbia Bank's competitive Home Equity Loans.


Home Equity Loan — 5-Year Fixed Rate Term

3.50* APR w/o auto pay deduction 60 monthly payments of $18.19 per $1K borrowed / 3.25%APR with auto pay deduction 60 monthly payments of $18.08 per $1K borrowed
3.50% APR ** without pay deduction 60 monthly payments of $18.19 per $1k borrowed / 3.25% APR** with auto pay deduction* 60 monthly payments of $18.08 per $1K borrowed

Payments do not include amounts for taxes and insurance premiums, if applicable.

The actual payment obligation may be greater.

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*APR includes a .25% discount on Fixed Rate Home Equity Loans if you choose to have an automatic payment deduction made from a Columbia Bank Advantage PLUS Checking Account. APR will be increased if at any time during the term the automatic payment deduction is discontinued. **The APR shown is for our 5 Year Fixed Rate Home Equity Loan up to $500,000. Owner occupied primary and secondary 1-4 family properties located in New Jersey, first or second lien position only. Please call for maximum LTV. A Mortgage Recording Fee is due at closing. The fee is $50 to $53, depending on the county where the secured property is located. Homeowner's property insurance is required; flood insurance may be required. If the new loan involves the payoff of an existing Columbia real estate secured loan, you will be required to pay certain fees to cancel the mortgage of record. This offer is not available for purchase money mortgages. APR is as of August 23, 2018 and is subject to change at any time. Offer is subject to credit approval.


Customer Service

Need to talk to someone about banking at Columbia Bank? Contact our Customer Service Department

(800) 522-4167