Residential Mortgages & Home Loans in New York & Pennsylvania
NY & PA Mortgage Solutions
Owning your ideal home may be a more realistic possibility than you think. At Columbia Bank, we've already helped thousands of people get the right home mortgage loan in New Jersey to buy their first home or move into something that better fits their needs.
Our dedicated team of mortgage experts are friendly and efficient, helping clients to get the mortgage that is best for them, quickly and hassle free. Our experts are now ready to help you find the home of your dreams in New York as well as Pennsylvania.
Whether you’re a first-time home buyer or are looking to move, getting the home loan you deserve shouldn’t be a stressful process. At Columbia Bank, we make securing a home loan simple, so you don’t have to deal with mountains of paperwork or worry about the uncertainty of putting a damper on your home goals. You can qualify for a mortgage as long as you’re 18 years old or older. Even a wide variety levels of credit scores can qualify.*
All residential mortgage loans are subject to approval in accordance with Columbia Bank’s lending policies. *Columbia Bank’s “Fast Track” preapproval program typically provides a decision within 24 hours or on the next business day for weekends and holidays. This preapproval program is valid for 90 days and is available to borrowers who are not self-employed, are not a business owner and do not own
any investment property. The applicant must write in “TBD” on their application in order to be eligible for a Fast Track preapproval which is available for purchase mortgages only.**If your Pennsylvania residential mortgage loan does not close within 60 days or less (including weekends and holidays) of your signed purchase contract date, due to no fault of Columbia Bank, you will receive a $200 VISA® Gift Card at time
of loan closing. Gift card value will be reported to the Internal Revenue Service (IS) and a 1099-INT will be issued. For current rates, fees and restrictions, please contact Columbia Bank at (800) 962-4989 for further details. Offer subject to change without notice. NMLS# 504284.