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Columbia Bank's Mortgage Rates - Pennsylvania Only

ANNUAL PERCENTAGE RATE = APR

Fixed Rate Products Only
All Rates Subject to Change at Any Time1

Traditional Mortgage Products
Limited to $453,100

 Product Type Points Interest Rates  APR2  P&I Per $1,0003 
30 Year Fixed 0 PT 4.500% 4.520% 360 Payments of $5.07 Apply Now

1 PT 4.375% 4.501% 360 Payments of $5.00 Apply Now
25 Year Fixed 0 PT 4.375% 4.398% 300 Payments of $5.49 Apply Now

1 PT 4.125% 4.268% 300 Payments of $5.35 Apply Now
20 Year Fixed 0 PT 4.125% 4.152% 240 Payments of $6.13 Apply Now

1 PT 3.875% 4.045% 240 Payments of $5.99 Apply Now
15 Year Fixed 0 PT 3.875% 3.908% 180 Payments of $7.33 Apply Now

1 PT 3.750% 3.967% 180 Payments of $7.27 Apply Now
10 Year Fixed 0 PT 3.750% 3.800% 120 Payments of $10.01 Apply Now

1 PT N/A N/A N/A Apply Now

Traditional Mortgage Products
$453,101 to $1,000,000

 Product Type Points  Interest Rates  APR4  P&I Per $,10003 
30 Year Fixed 0 PT 4.500% 4.510% 360 Payments of $5.07 Apply Now

1 PT 4.375% 4.480% 360 Payments of $5.00 Apply Now
25 Year Fixed 0 PT 4.375% 4.386% 300 Payments of $5.49 Apply Now

1 PT 4.125% 4.244% 300 Payments of $5.35 Apply Now
20 Year Fixed 0 PT 4.125% 4.138% 240 Payments of $6.13 Apply Now

1 PT 3.875% 4.016% 240 Payments of $5.99 Apply Now
15 Year Fixed 0 PT 3.875% 3.892% 180 Payments of $7.33 Apply Now

1 PT 3.750% 3.931% 180 Payments of $7.27 Apply Now
10 Year Fixed 0 PT 3.750% 3.774% 120 Payments of $10.01 Apply Now
  1 PT  N/A N/A N/A  Apply Now

Biweekly Mortgage Products
Limited to $453,100

 Product Type Points  Interest Rates  APR2  P&I Per $1,0005
30 Year Fixed Bi-Weekly 0 PT 4.500% 4.529% 663 Payments of $2.54 Apply Now

1 PT 4.375% 4.523% 665 Payments of $2.50 Apply Now
20 Year Fixed Bi-Weekly 0 PT 4.125% 4.166% 459 Payments of $3.07 Apply Now

1 PT 3.875% 4.075% 461 Payments of $3.00 Apply Now
15 Year Fixed Bi-Weekly 0 PT 3.875% 3.928% 349 Payments of $3.67 Apply Now

1 PT 3.750% 4.006% 350 Payments of $3.64 Apply Now

Biweekly Mortgage Products
$453,101 to $1,000,000

 Product Type Points  Interest Rates  APR4  P&I Per $1,0005   
30 Year Fixed Bi-Weekly 0 PT 4.500% 4.517% 663 Payments of $2.54 Apply Now
  1 PT  4.375%
4.499%
665 Payments of $2.50 Apply Now
20 Year Fixed Bi-Weekly 0 PT  4.125% 4.150% 459 Payments of $3.07 Apply Now
  1 PT  3.875% 4.043% 461 Payments of $3.00 Apply Now
15 Year Fixed Bi-Weekly 0 PT  3.875% 3.909% 349 Payments of $3.67 Apply Now
  1 PT  3.750% 3.966% 350 Payments of $3.64 Apply Now

1 Rates quoted are for a single-family, owner-occupied residence located in Pennsylvania. Rates quoted assume a loan to value ratio of 80% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit score and property value. Your actual rate, payment and costs could be higher. Private mortgage insurance ("PMI") may be required depending upon Columbia Bank's lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are subject to approval in accordance with Columbia Bank's lending policies. Please contact Columbia Bank at (800) 522-4167 for further details.
2 APR calculation is based upon a loan amount of $350,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, and points, if applicable.
3 Monthly principal and interest ("P&I") payments per $1,000 do not account for (a) real estate taxes, and / or (b) hazard, flood, or PMI premiums (if applicable). Actual payment obligation will be greater.
4 APR calculation is based upon a loan amount of $750,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, and points, if applicable.
5 Biweekly principal and interest ("P&I") payments per $1,000 do not account for (a) real estate taxes, and / or (b) hazard, flood, or PMI premiums (if applicable). Actual payment obligation will be greater.


Adjustable Rate Products Only
All Rates Subject to Change at Any Time1

Adjustable Rate Mortgage Products
Limited to $1,000,000

 Product Type  Points Interest Rates   APR2 Margin  Index  Fully Indexed Interest Rate  P&I Example3  Premium/(Discount) 
3/1 Arm 0 PT 3.375% 4.780% 2.750% 2.420% 5.125% 36 Payments of $442.10
324 Payments of $535.78
(1.750%)

1 PT 3.125% 4.807% 2.750% 2.420% 5.125% 36 Payments of $428.38
324 Payments of $534.38
(2.000%)

5/1 Arm 0 PT 3.625% 4.643% 2.750% 2.420% 5.125% 60 Payments of $456.06
300 Payments of $532.05
(1.500%)

1 PT 3.375% 4.637% 2.750% 2.420% 5.125% 60 Payments of $442.10
300 Payments of $529.77
(1.750%)

7/1 Arm 0 PT 3.875% 4.592% 2.750% 2.420% 5.125%
84 Payments of $470.24
276 Payments of $529.93
(1.250%)


1 PT 3.625% 4.557% 2.750% 2.420% 5.125% 84 Payments of $456.06
276 Payments of $526.80
(1.500%)

1Rates quoted are for a single-family, owner-occupied residence located in Pennsylvania. Rates quoted assume a loan to value ratio of 80% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit score and property value. Your actual rate, payment and costs could be higher. Private mortgage insurance ("PMI") may be required depending upon Columbia Bank's lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are subject to approval in accordance with Columbia Bank's lending policies. Please contact Columbia Bank at (800) 522-4167 for further details.

2 APR calculation is based upon a loan amount of $100,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, and points, if applicable. The APR calculation may vary after consummation.

3 Monthly principal and interest ("P&I") examples are based upon a loan amount of $100,000 and evidence how payments may adjust subsequent to the initial fixed rate period by utilizing the fully indexed rate as a target rate. P&I examples do not account for (a) real estate taxes, and / or (b) hazard, flood, or PMI premiums (if applicable). Actual payment obligation will be greater.


Maximum Loan To Value 80% on Combined Liens up to $1,000,000; Maximum LTV 70% on Condominiums with a maximum Combined Liens of $1,000,000.

Fees For Home Equity Applications:
LTV of less than or equal to 80% (Owner Occupied and Secondary Residences ONLY): Mortgage Recording Fee (Payable From Proceeds at Disbursement)