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*Yield Plus is a variable rate consumer checking product and is subject to change after account is opened. Advantage Plus Checking is a non-interest bearing account with a daily minimum balance requirement of $500. To avoid a $9.00 per month service charge, a daily minimum balance of $500 is required. Consumers under the age of 23 are not subject to this account’s daily minimum balance requirement. Totally Free Advantage Checking is a non-interest bearing account with no daily minimum balance requirement. For additional terms, fees and conditions please refer to our account disclosures. **Advantage Plus Checking provides for a waiver of up to ten (10) ATM surcharge fees or $30, whichever is less, and Yield Plus Checking provides for a waiver of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa ¨ Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month cycle period is either $360 or $240 depending on the account opened. *** Standard text and data rates may apply from your phone provider with Mobile Banking. ****Enrolled iPhone users are eligible to make payments by linking their smartphones through a free “Apple Pay,” “Samsung Pay” or “Google Payª” application. Apple, the Apple logo, iPhone, Apple Watch and Touch ID are registered trademarks of Apple, Inc., registered in the U.S. and other countries. Samsung Electronics America, Inc., Samsung, Samsung Pay, Samsung Galaxy, Galaxy S, Samsung Galaxy Edge+, and Samsung Note5 are registered trademarks of Samsung Electronics Co., Ltd. Google, Google Wallet and Google Payª are services provided by Google, Inc. There is no charge from Columbia Bank, but message and data rates may apply from your mobile phone provider. This offer may be withdrawn or modified at any time.