* Advantage Plus Checking provides for a waiver of up to ten (10) ATM surcharge fees or $30, whichever is less, and Yield Plus Checking provides for a waiver of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa ¨ Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month cycle period is either $360 or $240 depending on the account opened.** Yield Plus is a variable rate consumer checking product and is subject to change after account is opened. Advantage Plus Checking is a non-interest bearing account with a daily minimum balance requirement of $500. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to this account’s daily minimum balance requirement. Totally Free Advantage Checking is a non-interest bearing account with no daily minimum balance requirement. For current Annual Percentage Yields (APYs), please click the “Disclosure” button above. For additional terms, fees and conditions please refer to our account disclosures.3. Eligible for limited designs only.