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Consumer & Auto Loan Rates

When it comes to Auto Loans and Consumer Loans, Columbia Bank has the Garden State covered. Because our New Jersey Auto loan and Consumer loan rates are among the most competitive in the marketplace, chances are we have the affordable loan that's right for you. With competitive Consumer Loan rates from Columbia Bank, you'll have peace of mind knowing that you've made the right personal financing choice. Count on Columbia for Consumer Loan interest rates and Auto Loan interest rates that save you money.

APRS AND FEES ARE ACCURATE AS OF 07/13/2017 AND ARE SUBJECT TO CHANGE AT ANY TIME

ANNUAL PERCENTAGE RATE = APR

Auto Loans - New Cars

 PRODUCT TERM MINIMUM LOAN AMOUNT   MAXIMUM LOAN AMOUNT CURRENT INTEREST RATE  CURRENT APR  MONTHLY P&I PER 1,000* 
36 MONTHS $2,500 $50,000 3.900% 3.900% $29.49
48 MONTHS $2,500 $50,000 4.000% 4.000% $22.59
60 MONTHS $10,000 $50,000 4.000% 4.000% $18.42

AUTO - USED

PRODUCT TERM MINIMUM LOAN AMOUNT MAXIMUM LOAN AMOUNT  CURRENT INTEREST RATE  CURRENT APR  MONTHLY P&I PER $1,000* 
36 MONTHS (2008 to 2015) $2,500 $30,000 4.100% 4.100% $29.57
48 MONTHS (2011 to 2015) $2,500 $30,000 4.200% 4.200% $22.67

OVERDRAFT LINE OF CREDIT

PRODUCT TERM MINIMUM LOAN AMOUNT MAXIMUM LOAN AMOUNT  CURRENT INTEREST RATE  CURRENT APR  MONTHLY P&I PER $1,000 
N/A $500 $5,000 16.000% 16.000% N/A

Vehicle Loans for business purposes available. For more information on our Consumer and Auto Loans, please call 1-800-522-4167 or visit the branch nearest you.