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Columbia Bank

10-Year Fixed Rate Home Equity

3.375% Rate3.375%APR1

120 payments of $9.83 per $1,000 borrowed. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

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Have a home improvement project or large expense in mind? A fixed rate Home Equity Loan uses the equity in your home to make it happen.

Take advantage of:

Available Funds1

Use the equity in your home to get the funds you need in one lump sum

Fixed Rate

Have peace of mind knowing your fixed rate is for the life of the loan

Predictable Payments

With a fixed rate Home Equity loan you’ll pay back your loan in fixed, monthly installments

Benefits of a Home Equity Loan

A Home Equity loan can provide funding for home improvement, tuition payments, consolidating debit and more. Rates are often lower than a credit card and you can apply quickly and easily online!

[1] Rates quoted are for first lien Home Equity Loans between $20,000 and $500,000, owner-occupied and secondary residences located in New Jersey. Maximum loan to value of  75%. Maximum loan to value of 65% on Condominiums. All loans are for New Jersey residents only. You will be required to pay a Mortgage Recording Fee at the time of closing. This fee can range from $50.00 to $60.00 depending upon the county in which the secured property is located. Adequate property insurance is required for all real estate secured loans. If the property is located in a special flood hazard area (SFHA), flood insurance is required. Please contact Columbia Bank at (800) 522-4167 for further details and other program terms. Rate effective as of 2/24/2021. Subject to change. All loans are subject to credit approval.


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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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