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Columbia Bank

Looking for an Affordable Checking Account to Help Manage Your Money? Simplified Checking Has You Covered!

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Certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account.

Features of Simplified Checking:

Checkless Account

Easily Bank on the Go with our digital account services. This account does not support check writing.

No Overdraft Fees or Services

Manage your money knowing you can only spend what you have in your account.1

No Minimum Balance Requirement or Monthly Service Fee

With no minimum balance requirement or monthly service fee, Simplified Checking keeps it simple!

Open At 14 Years Or Older With A Parent Or Guardian2

Accounts for minors must be opened in branch.

Bank On The Go3

All of our accounts come with free access to online and mobile banking, online bill payments, digital wallets, and more.

[1] Overdraft services are not offered on our Simplified Checking account. We may return or reject items when there are insufficient funds in your account or when there is not a sufficient balance due to a pending item or hold. In the event an item puts your account in an overdrawn status, you will not be assessed a fee by Columbia Bank, but will be asked to bring your account balance positive. You may be subject to a returned item charge by the merchant.

[2] Anyone can open this account. However, if opened by a minor between the ages of 14 and 17, provided the account is a joint account, this account can be opened with a parent or legal guardian as the secondary owner.

[3] Message and data rates may apply from your wireless carrier.


You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.


Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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