Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Columbia Bank's Online Deposit Account Rates

Columbia Bank offers excellent deposit account rates in New Jersey. Our customers will find competitive rates for CDs, non-interest-bearing accounts, money market accounts, and more. Simply glance at the tables below to find the most up-to-date deposit account rates we offer. Then, apply online for the deposit accounts or money market accounts that best suit your financial needs. Scroll down to find current rates and then apply online, over the phone, or at your local Columbia Bank branch today. Contact a representative for questions regarding any of the deposit accounts listed here.

APY'S ARE ACCURATE AS O 3/21/2019 AND ARE SUBJECT TO CHANGE AT ANY TIME
ANNUAL PERCENTAGE YIELD = APY

Certificates of Deposit


Term Interest Rate  APY  Minimum Balance to Obtain APY  Compounding  Interest Crediting  Premature Withdrawal Penalty Loss of  Automatic Renewal/Grace Period

91 days 0.10% 0.10% $500 None Quarterly & at Maturity 30 days Yes/7 days

182 days 1.99% 2.00% $500 None Quarterly & at Maturity 90 days Yes/7 days

9 months 0.60% 0.60% $500 Quarterly Quarterly & at Maturity 90 days Yes/7 days
OPEN 12 months 1.74% 1.75% $500 Quarterly Quarterly & at Maturity 180 days Yes/7 days

18 months 2.47% 2.50% $500 Daily Quarterly & at Maturity 180 days Yes/7 days

20 months 0.45% 0.45% $500 Daily Quarterly & at Maturity 180 days Yes/7 days

20 months - Bump Up 1.73% 1.75% $500 Daily Quarterly & at Maturity 180 days Yes/7 days
OPEN 24 months 1.69% 1.70%
$500 Daily Quarterly & at Maturity 270 days Yes/7 days

30 months 1.73% 1.75% $500 Daily Quarterly & at Maturity 365 days Yes/7 days
OPEN 36 months 2.71% 2.75% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

36 months - Home Saver 2.96% 3.00% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

48 months 2.23% 2.25% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

60 months 2.47% 2.50% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

72 months 2.47% 2.50% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

84 months 2.47% 2.50% $500 Daily Quarterly & at Maturity 365 days Yes/7 days

Yield Plus Checking



Tier Amount  APY 
APPLY  Tier 1 $.01 - $999.99 .10% APY
APPLY  Tier 2 $1,000 - $9,999.99 .25% APY
APPLY  Tier 3 $10,000 - $249,999.99 1.50% APY
APPLY  Tier 4 $250,000 - $499,999.99 2.00% APY
APPLY  Tier 5 $500,000 - unlimited .10% APY

Non-Interest Bearing Accounts


 Name  *Daily Minimum Balance to Avoid Monthly Service Charge Monthly Service Charge 
APPLY  Advantage Totally Free Checking $- $-
APPLY  Advantage Plus Checking $500.00 $9.00


Fees may reduce earnings. Rates may change after account opening.

*If the balance goes below the daily minimum balance at any time during the monthly statement cycle, the applicable monthly service charge will be imposed.