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Upcoming Holiday

In observance of Thanksgiving, all branches & our customer service center will be closed on Thursday 11/26/20. We will resume normal business hours on Friday 11/27/20. 

Who Wouldn’t Want a Mortgage with Both a Competitive Interest Rate and Low Fees? A $475 Low Fee Mortgage May Be For You

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Our Low Fee Purchase Program can make buying your dream home happen, without expensive closing costs.

Benefits of a $475 Low Fee Mortgage:

$475 Can Get You Started1

Columbia Bank’s Low Fee Purchase Program is available for New Jersey properties only and bundles closing costs together for a one-time non-refundable fee of $475

First Jersey Title2

Under this program Columbia Bank works with its wholly owned subsidiary First Jersey Title Services Inc. to further streamline the process for you

Fees You Don’t Have To Pay Upfront1

Under this program your origination fee covers your appraisal, flood certification, credit report, real estate tax service, title insurance and mortgage recording costs so you don’t have to worry about large closing costs

[1] This limited time offer is available for the purchase of 1-4 family primary residences located in New Jersey. Program availability is limited to purchase money mortgages with a maximum sales price of $999,999. Purchase transactions of $1,000,000 or up, subject to a “Mansion Tax,” are prohibited. Minimum loan amount of $100,000. Maximum loan amount of $750,000.  A $475 non-refundable origination fee is due in conjunction with the borrower’s submission of the Intent to Proceed. Under this program, Columbia Bank will select an appropriate title insurance provider which is currently First Jersey Title Services, Inc. Offer of credit is subject to credit approval. Other terms are available. This offer may be withdrawn or modified at any time.

[2] First Jersey Title Services, Inc. is a wholly owned subsidiary of Columbia Bank.

 

 

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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