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Who Wouldn’t Want a Mortgage with Both a Competitive Interest Rate and Low Fees? A $995 Low Fee Mortgage May Be For You

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Our Low Fee Purchase Program can make buying your dream home happen, without expensive closing costs.

Benefits of a $995 Low Fee Mortgage:

$995 Can Get You Started1

Columbia Bank’s Low Fee Purchase Program is available for New Jersey properties only and bundles closing costs together for a one-time non-refundable fee of $995

First Jersey Title2

Under this program Columbia Bank works with its wholly owned subsidiary First Jersey Title Services Inc. to further streamline the process for you

Fees You Don’t Have To Pay Upfront1

Under this program your origination fee covers your appraisal, flood certification, credit report, real estate tax service, title insurance and mortgage recording costs so you don’t have to worry about large closing costs

[1] This limited time offer is available for single-family, owner-occupied primary and secondary residences located in New Jersey. Program availability is limited to purchase money mortgages with a maximum sales price of $999,999. Purchase transactions of $1,000,000 or up, subject to a “Mansion Tax,” are prohibited. Minimum loan amount of $100,000. Maximum loan amount of $750,000.  A $995 non-refundable origination fee is due in conjunction with the borrower’s submission of the Intent to Proceed. Under this program, Columbia Bank will select an appropriate title insurance provider which is currently First Jersey Title Services, Inc. Offer of credit is subject to credit approval. Other terms are available. This offer may be withdrawn or modified at any time.

[2] First Jersey Title Services, Inc. is a wholly owned subsidiary of Columbia Bank.




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If you “Proceed”, the link will open in a new window.


Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


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As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

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Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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