Home Equity Loans

Personal Banking

Home Equity Loans Comparison Chart

Solutions	Home Equity Line of CreditLearn More	Fixed-Rate Home Equity LoanLearn More	Advancing Access: Home Equity Line of CreditLearn More	Advancing Access: Fixed-Rate Home Equity LoanLearn More
Introductory Rate
Predictable, Fixed Payments
Draw funds as needed Property Must be in a Majority Minority Community
Discounted Rates Flexible Underwriting Requirements
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Discover what your home's equity can do for you.

Access to Funds, When You Need Them

Use your hard-earned equity to consolidate debt, pay tuition, put in your dream pool or make needed repairs to your home. Draw funds when you need them, and pay down your line when you are able.

Introductory rate available
Draw funds when you need to
10 year draw period

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Predictable Payments at a Stable Rate

If you know the cost of your upcoming project, vacation or large ticket item, you can borrow only what you need. Get the peace of mind knowing your payments won't change for the agreed upon term and protect yourself from varying interest rates.

Receive funds in a lump sum payment
Lock in today's rate
Enjoy the stability of a fixed payment each month

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Advancing Access

Designed to support existing homeowners in Majority-Minority Census Tracts (MMCT) using the equity in your home to make improvements, fund large purchases, or even refinance your current mortgage.

Choose from a home equity line of credit or fixed-rate loan
Discounted rates
Expanded Loan-to-Value (LTV) ratio
No mortgage recording fee
Flexible underwriting requirements

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WHAT OUR Clients SAY About Us

"I find the app very user friendly and representatives get back to me within seconds. In this day and age it's hard to find a company that has high tech and personal attention. Columbia has both."

- Digital Banking Client

"Customer Service is spot on. Representatives are so polite and do not leave you waiting on hold."

- Customer Service Center Client

"My loan officer was helpful, knowledgeable, and willing to go out of their way to deliver an excellent customer experience."

- Commercial Lending Client

"The attention I receive is always very personal. I am remembered from a phone call, and all of my questions are answered. I have been introduced to other bank personnel in case of future need, and I truly feel valued by the Bank."

Home Equity Loans