Commercial Banking, Financing, and Loans
The Best Commercial Banking Services of New Jersey
The Business Bank of New Jersey knows Your business and borrowing needs! Columbia Bank is known as "The Business Bank of New Jersey." Whether you're a small. medium or middle market sized business that needs a commercial term loan, lines of credit, SBA guaranteed loan, or any of our commercial banking services, you can expect an informative experience based on expertise, convenience, flexibility, and responsiveness. With over 85 years of experience providing business banking and loan solutions in New Jersey, no matter what your industry or business type, you can Count on Columbia Bank!
- Flexible structures for businesses requiring intermittent funding or long-term capital solutions.
- Short-term loans or long-term commercial loans, with repayment schedules and interest rates to suit most business needs.
- Favorable rates for term loans used to finance equipment.
Business Lines of Credit
- Allows businesses to draw on a pre-determined level of funds.
- Meets your business credit needs when expenses are more recurring in nature.
- Guidance lines of credit for recurring equipment and vehicle purchases.
Small Business Administration (SBA) Loans
- Loans provide financing for working capital, equipment, inventory, and the construction or purchase of a commercial property.
- Small business loans specifically tailored for independently owned and operated-for-profit business owners, who are unable to obtain private financing with reasonable terms.
- Columbia's "Preferred and Express" SBA Lender status gives us the authority to approve small business loans in-house, with faster loan approvals.
- Small business getting bigger? We provide financing when you need to move your business to larger quarters.
- Mortgage loans can be provided after the construction phase of a commercial property.
Business Construction Financing
- Convenient financing when you choose to develop a commercial property.
- Loans can be converted to a permanent mortgage when construction is completed.
Prime Line of Credit for Professionals
- Established in amounts from $25,000 up to $100,000, depending on the needs and cash flow of your business.
- Revolving line of credit allows you to reuse your repaid principal.
First Jersey Title
- First Jersey Title, a wholly owned subsidiary of Columbia Bank, is yet another resource that makes us a one-stop source for all your business loans and commercial real estate needs. Since 1984, First Jersey Title has provided expertise in all forms of real estate, including Residential, Commercial, Development, Foreclosures, Bankruptcies, and all closing & settlement proceedings.
With decades of statewide experience, and examiners in all of New Jersey's 21 counties, First Jersey Title is one of the largest title insurance agencies in the state. To learn more about their services, please visit First Jersey Title Services Inc.
Regardless of whether your lending needs are simple or complex, your establishment small or large, every business should work with a reliable bank. At Columbia Bank, our diverse offering of small business loans and commercial banking services provides the best business banking and commercial lending solutions in New Jersey. From start-up to established business, you can Count on Columbia to partner with you for all your banking and borrowing needs! Contact us for more information or sign up for Columbia Bank business banking services now. Subject to credit approval.