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Columbia Bank

Please Note:

We will be performing a system upgrade from Saturday, September 23rd at 8pm until Sunday, September 24th at 12pm. Online, Mobile and Telephone Banking will be temporarily unavailable during this time. We appreciate your patience.

Mortgage Loans

We’ve Helped Transform Thousands of People from Homebuyers to Homeowners

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Looking For a Mortgage With Both a Competitive Interest Rate and Low Fees?

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Low Fee Home Mortgage

Affordable Home Loan Options

Affordable Mortgage Program

Looking for an alternative to a traditional mortgage loan? You may be eligible for a lower mortgage rate with no bank fees. We offer special fixed and adjustable rate mortgage loans through our Affordable Mortgage Program.

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Advancing Access Program

This Special Purpose Credit Program (SPCP), is intended to advance access to affordable home loan solutions in majority Black and Hispanic census tracts as defined by the Federal Financial Institutions Examination Council (FFIEC).

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Access Homeownership Grant

Columbia Bank’s Access Homeownership Grant provides up to $10,000* in the form of a grant for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home. 

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FHA Mortgage

Do you want to buy a home but have limited cash to fund a down payment? Or do you want to refinance but have limited equity in your home? Millions of households have turned to an FHA Mortgage to make their goals possible.

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The Key To Your Dream Home

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Construction To Permanent Loan

Does Refinancing Make Sense For You?

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No Fee Refinance

Understanding Your Escrow Statement

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Trust First Jersey Title to Handle All of Your Closing Needs, Quickly and Accurately1

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First Jersey

[1] First Jersey Title Services, Inc. is a wholly owned subsidiary of Columbia Bank.

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All Rates

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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