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Columbia Bank

Access Homeownership Grant

Assistance Up To


For Qualified First-Time Homebuyers1

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Access Homeownership Grant

Columbia Bank’s Access Homeownership Grant provides up to $10,0001 in the form of a grant for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home.


Must Be A First-Time Homebuyer

Maximum Purchase Price & Income Limits By County

Must Meet Standard Underwriting Requirements

Homebuyer Education Required

Obtain Mortgage Financing From Columbia Bank


Grant Assistance

Grant Assistance Up To $10,000

Your Choice

Usable For Down Payment And Closing Costs

Competitive Rates

Competitive Fixed Interest Rates Available On Eligible Mortgage Programs

Speak To One Of Our Account Executives Today

Our Account Executives are here to help walk you through program qualification details including income and purchase price limits, and help you complete the application process.


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[1] All loans are subject to credit approval. Columbia Bank’s Access Homeownership Grant provides up to $10,000, in the form of a grant, to be used towards the down payment and/or closing cost of the primary residence for first-time homebuyers earning less than 80% of the FFIEC Median Family Income limits for the applicable calendar year and purchasing homes within the Bank’s CRA Assessment Area located in a low- or -moderate income census tract. No direct cash payment will be made to borrower at closing. Household closing must occur within the 120-day commitment period for the approval of the grant. Households that have closed before the issuance of a commitment are not acceptable. Grant is subject to repayment if homebuyer sells the residence within two years of closing. To qualify, homeowners must not have previously received a grant from Columbia Bank's Access Homeownership Grant Program.


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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


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To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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