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Checking Accounts

Designed to Fit Your Needs 

Our Checking Accounts Include:

Customer using ATM

Free Mobile Banking  Check Check   Check
Free Online Banking  Check Check  Check
Free Debit Card Check  Check   Check
No ATM Fees Nationwide Check 1 Check 1
Apple Pay, Google Pay, & Samsung Pay Check Check Check
UChoose Cashback Rewards Program Check

Sign-Up Bonus Check Check
Account Earns interest
View Rates

Minimum Balance 2
$500 $0 $0
Other Features

Featured Rates on Certain CDs

Choice of Cash or Subscription Bonus

More Discounts

Up to $200 in sign-up bonuses 3

Free Checks 4

1. Advantage Plus Checking provides for a waiver of up to ten (10) ATM surcharge fees or $30, whichever is less, and Yield Plus Checking provides for a waiver of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa ¨ Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month cycle period is either $360 or $240 depending on the account opened.
2. Yield Plus is a variable rate consumer checking product and is subject to change after account is opened. Advantage Plus Checking is a non-interest bearing account with a daily minimum balance requirement of $500. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to this account’s daily minimum balance requirement. Totally Free Advantage Checking is a non-interest bearing account with no daily minimum balance requirement. For current Annual Percentage Yields (APYs), please click the “Disclosure” button above. For additional terms, fees and conditions please refer to our account disclosures.
3. To earn the cash, the activity must occur within 60 days after account opening. $100 will be deposited into your account within 60 days after you conducted your first qualifying direct deposit transaction. $100 will be deposited within 60 days after your first online banking bill payment transaction. The value of the bonus will be reported as interest to the IRS and a 1099-INT will be issued to you. Offer may be withdrawn or modified at any time.
4. Eligible for limited designs only.