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Personal Checking Accounts

Banking that fits your lifestyle

Manage your money the way you want to. Columbia Bank has several smart online checking accounts to choose from.

Want cashback rewards? We've got you covered. Looking for long-term checking returns? No problem. Need a secure online checking account to store your finances for free? Get started now.

From high-rate interest, to free online and mobile banking, to zero Columbia Bank ATM fees, we've made banking convenient, simple and easy. Check out our options.
Yield Plus checking lets you earn high-rate interest while enjoying all of the benefits you expect from a great checking account. There's no minimum balance requirement to get started and start earning.
Earn More
Advantage Plus checking can provide valuable rewards. By maintaining a $500 daily minimum balance, you can enjoy uChoose cashback rewards and bonus rates on certain “AP” CDs. Know a student who needs personal checking? The daily minimum balance is waived for customers 22 years old and younger.
Reward Yourself
Totally Free Advantage checking is perfect for managing everyday finances, with no minimum balance or monthly service charge. Get a free VISA® Debit Card. Set up a mobile wallet. Access your finances anytime, anywhere, on any device.
Keep it Simple
Compare Accounts     Open an Account

Personal Banking Account Benefits

No matter what type of personal checking account you choose, all Columbia Bank members get to enjoy priceless banking advantages that take the hassle out of money management. Count on Columbia Bank for secure, straightforward, supportive banking.

Free online banking with Columbia Bank
Free Online Banking
Columbia Bank makes it easy to securely access your personal bank accounts, investment accounts, and loan balances all in one place.
•  Easily schedule bill payments and money transfers between accounts.
•  Manage all of your finances, no matter what the account is, with Money Management.
•  eStatements and online check images for up to 5 years 
Columbia Bank free mobile bankingFree Mobile Banking
Download our free app on your smartphone, tablet or any connected mobile device. Within seconds, you'll be able to view balances, make check deposits, transfer money, pay bills and much more.
•  Send money with Popmoney to just about anyone with an email or mobile number.
•  Receive personalized, cashback offers that can be used toward everyday purchases
•  Deposit checks anywhere by just taking a photo of the front and back of the check
Columbia Bank provided fraud protection
Fraud Prevention
Columbia Bank provides you with free tools to help you monitor your accounts and alert yourself to suspicious activity.
•  CardValet lets you turn your debit card on and off, establish transaction controls, and receive notifications for debit card transactions
•  Set up custom alerts for balance and transaction activity from your online or mobile banking app
•  Keep your account information private and secure by going paperless with eStatements

At Columbia Bank, we're not just a bank that stores your money. We're here to help you reach your financial goals.

That begins with banking solutions that work for you and your family. Built with the latest secure technology and designed to be the most user-friendly system around, Columbia Bank is in your corner to help you manage your money more intelligently.

Why Choose Columbia Bank Online Checking Accounts?

Personal Checking on Your Terms

Columbia Bank's powerful online checking account capabilities put banking right in your hands. Some personal checking account services that benefit Columbia Bank members include:

  • 24/7 Bill Pay: Send payments anytime, anywhere, all online. Take the hassle out of paying your bills. Receive your bills with our eBill technology, too.
  • Customizable Reports: Gain more insights into your finances. Download personal checking activity instantly, and sync it up with your financial management app for a clearer view of your money management.
  • Money Management: Set goals and budgets with this free service that shows you how you're spending your money. Identify ways to save with automatic expense categorization.

Gain access to more great services like these with Columbia Bank. It's our goal to make money management simple, easy and enjoyable. Our free personal checking services put you in control of your finances. We're here to help every step of the way.

Open an Online Checking Account Now

Forget having to drive to a bank to open a personal checking account. With Columbia Bank, you can open an online checking account in just a few easy steps, from any connected device. We can get your personal checking account up and running in mere minutes. You gain peace of mind that your money is stored safely and securely and is always accessible.

Have questions? Our customer service team is here to help you now. You can contact us online, or call 1 (800) 522-4167 to talk with one of our friendly representatives.