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Columbia Bank

Looking for a simple checking account? Ideal Checking can get you started.

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Our Ideal Checking Account is equipped with the banking essentials, check-writing privileges, and the ability to bank on the go.

Features of Ideal Checking:

Avoid A Monthly Maintenance Service Charge

Maintain a $50 daily minimum balance and you can waive your monthly maintenance service charge of $10

Open At 13 Years Or Older With A Parent Or Guardian1

Accounts for minors must be opened in-branch

Enroll In Free eStatements2

When you enroll in Online Banking and consent to receive your statements electronically, there is no charge. If you wish to receive a paper statement, there is a $5 statement print service charge

Bank On The Go3

All of our accounts come with free access to online and mobile banking, online bill payments, digital wallets, and more

[1] Anyone can open this account. However, if opened by a minor between the ages of 13 and 17, provided the account is a joint account, this account can be opened with a parent or legal guardian as the secondary owner.

[2] The Ideal Checking Account must be registered for Online Banking and be enrolled in electronic delivery of statements (eStatements). Online statements for the Columbia Bank Ideal Checking Account are free. Paper statements are available for a charge of $5 (Statement Print Service Charge) which will be automatically deducted from your Columbia Bank Ideal Checking Account per month.

[3] Message and data rates may apply from your wireless carrier.


You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.


Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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