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Columbia Bank

Cash Back Checking Rewards Your When You Spend

Open An Account

Everyday expenses can add up, let us reward you for using your Cash Back Checking Account.1 

Get More Than Cash Back Through Convenient Account Features:

Avoid A Monthly Maintenance Service Charge1

Conduct 10 POS debit card transactions or receive $1,000 or more in direct deposits per statement cycle. The monthly maintenance service charge is waived for customers ages 22 years & younger

Unlimited Cash Back2

Cash back is deposited automatically, each month

ATM Rebates Nationwide3

Columbia Bank ATMs are always free – but should you need to use any non-Columbia ATM, we’ll rebate the fee 4 times or up to $15 a month

Enroll In Free eStatements4

When you enroll in Online Banking and consent to receive your statements electronically, there is no charge. If you wish to receive a paper statement, there is a $5 statement print service charge

Bank On The Go5

All of our accounts come with free access to online and mobile banking, online bill payments, digital wallets, and more

[1] Cash Back Checking Account is non-interest bearing. The minimum to open the account is $0.01. This account is only available to consumers (natural persons) for personal, family, or household purposes. It is not available for business purposes or to entities such as trusts, partnerships, LLCs, corporations, non- profits, etc. There is a Monthly Maintenance Service Charge of $10.00. The $10.00 Monthly Maintenance Service Charge can be avoided if there are at least ten (10) Columbia Bank Debit Card Point of Sale (POS) transactions (ATM withdrawals do not count) posted and settled to the account during the monthly statement cycle, or if the sum of posted Automated Clearing House (ACH) credits is greater than $1,000 during the monthly statement cycle. Please note that internal transfers are not considered an ACH transaction. Primary account owners 22 years of age or under are not subject to the Monthly Maintenance Service Charge. Commencing with the month the primary account owner turns 23 years of age and thereafter the Monthly Maintenance Service Charge is $10.00 unless there are at least ten (10) Columbia Bank Debit Card POS transactions (ATM withdrawals do not count) posted and settled to the account during the monthly statement cycle, or if the sum of posted Automated Clearing House (ACH) credits is greater than $1,000 during the monthly statement cycle.

[2] Cash Back Rewards: You receive 0.25% for every $1.00 spent with a minimum spend of a $2.00 per transaction spent on signature and pinned-based purchase transactions. By paying with your Columbia Bank Debit Card you can earn unlimited cash back annually on all qualifying purchases. A "qualifying purchase" is any Columbia Bank Debit Card transaction that requires either a signature or PIN at the point-of-sale. Please note that ATM withdrawals and bill payments are not considered qualifying purchases

[3] Cash Back Checking provides for a rebate of up to four (4) ATM surcharge fees or $15, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The rebate of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month statement cycle period is $180.

[4] The Cashback Checking Account is subject to a $5.00 per month Statement Print Service Charge fee if the account holder chooses to receive the monthly statement in print format rather than consenting to access it electronically. To avoid the Statement Print Service Charge, Cashback Checking account holders must sign up for Online Banking and consent online to receive the statement in electronic format.

[5] Message and data rates may apply from your wireless carrier. 


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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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