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Columbia Bank

With Yield Plus Checking, Your Money Will Work for You

Our Yield Plus Checking Account is designed for clients with larger balances that are looking to earn a high yield on their checking account funds.

Features of Yield Plus Checking:

Earn Interest [1]

With our Yield Plus Checking Account, you can earn high yield tiered interest on balances with qualifying direct deposit or bill pay

Daily Minimum Balance Requirement [1]

Avoid a $20 monthly maintenance service charge by maintaining a $1,000 daily balance

ATM Rebates Nationwide [2]

With your Yield Plus Checking Account, get nationwide ATM rebates when you use any non-Columbia Bank ATM up to 6 times or $20 per month

Bank On The Go [3]

All of our accounts come with free access to online and mobile banking, online bill payments digital wallets and more

[1] Yield Plus is a variable tiered rate consumer checking product and is subject to change after account is opened and at any time. Annual Percentage Yield (APY). Currently, for balances between $.01-$999.99 the APY is .05%, for balances between $1,000 - $9,999.99 - the APY is .10%, for balances between $10,000 - $249,999.99 the APY is 1.95%, for balances between $250,000 - $499,999.99 the APY is 1.95%, if your daily balance is $500,000.00 or more, the interest rate paid on the portion of your balance that equals or exceeds $500,000.00 is currently .10%. The annual percentage yield would range from 1.95%-1.02% with an assumed total balance of $1 million. To obtain the APYs quoted above we require a qualifying direct deposit or an online bill payment transaction to post to your account each statement cycle. Cycles where these requirements are not met, the lowest balance tier will apply, currently this APY is .05%. Fees may reduce earnings. Minimum balance to open this account is $0.01. If your daily balance is less than .01, no interest will be paid for that day. A daily minimum balance of $1,000.00 must be maintained each day of the statement cycle to avoid a monthly Maintenance Service Charge of $20.00. For additional terms, fees and conditions please refer to our account disclosures. Rates effective as of 5/2/24.

[2] Yield Plus Checking provides for a rebate of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month cycle period is $240.

[3] Message and data rates may apply from your wireless carrier.



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