skip to main content
Columbia Bank

Please Note:

We will be performing a system upgrade from Saturday, September 23rd at 8pm until Sunday, September 24th at 12pm. Online, Mobile and Telephone Banking will be temporarily unavailable during this time. We appreciate your patience.

Want to Refinance Your Home With $0 Fees?

View Rates

A $0 Fee Refinance can help you refinance your New Jersey Mortgage without upfront costs.


Take advantage of:

Fees You Don’t Have To Pay Upfront1

Under this program, you don’t have to worry about closing costs. We’ll cover your appraisal fee, application fee, title fee, and underwriting fee 

First Jersey Title2

Under this program Columbia Bank works with its wholly owned subsidiary First Jersey Title Services Inc. to further streamline the process for you

Why Refinance?

You may be wondering, “When is a good time to refinance?” Refinancing can be helpful when you’re looking to lower your monthly payment, shorten the term of your mortgage, switch your mortgage type or take cash-out if your home has increased in value. Use our mortgage calculators or talk to a mortgage Account Executive today to find out if refinancing is right for you

[1] This limited time offer is available for 1-4 family primary residences located in New Jersey. Minimum loan amount is $100,000. Maximum loan amount is $750,000. Borrowers will be required to fund any prepaid interest, tax escrows, flood insurance escrows, private mortgage insurance escrows, condominium questionnaire fees, and subordination fees associated with the transaction (if applicable). Under this program, Columbia Bank will select an appropriate title insurance provider which currently is First Jersey Title Services, Inc. Title must be held in the name of individual(s) and the property must not be listed for sale. Additional program restrictions may apply. Offer of credit is subject to credit approval. Other terms and refinancing programs are available. This offer may be withdrawn or modified at any time.

[2] First Jersey Title Services, Inc. is a wholly owned subsidiary of Columbia Bank.


You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.


Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

Sign Up For Columbia Bank Emails
Email Address