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Serious About Homebuying?
Get Pre-Approved For A Mortgage

Getting preapproved for a mortgage helps you shop for homes within your means and shows you’re a serious buyer. We'll help you find a mortgage lender that can work with you to select a home loan with an interest rate and other terms suited to your needs.

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Choose The Right Track For You

Fast Track*: 24-Hour Approvals

Our Fast Track Approval option is available for employed borrowers with no investment properties.

 

Simple Track**: 48-Hour Approvals

Our Simple Track Approval option is available for self-employed borrowers with less than 3 businesses and limited investment properties.

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FHA Mortgage

Reasons To Get Pre-Approved

Have Confidence
Discover what you can afford

Negotiate
Sellers are more likely to accept offers from buyers who are pre-approved

Close Faster
Pick up where your application left off

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Affordable NJ Mortgage Program

All residential mortgage loans are subject to credit approval in accordance with Columbia Bank’s lending policies.

*Columbia Bank’s “Fast Track” preapproval program typically provides a decision within 24 hours or the next business day for weekends and holidays. The “Fast Track” preapproval program is valid for 90 days and to borrowers who are not self-employed, and not a business owner and do not own any investment properties. The applicant must write “TBD” as their property address on their application in order to be eligible for a Fast Track preapproval. This program is available for New Jersey, New York & Pennsylvania purchase mortgages only.

**Columbia Bank’s “Simple Track” preapproval program typically provides a decision within 48 hours or the next two business days for weekends and holidays. The “Simple Track” preapproval program is valid for 90 days and is available to borrowers who are self-employed, own less than three businesses and have limited investment properties. The applicant must write “TBD” as their property address on their application in order to be eligible for a Fast Track preapproval. This program is available for New Jersey, New York & Pennsylvania purchase mortgages only.

For current rates, fees, and restrictions, please contact Columbia Bank at (800) 522-4167 or visit ColumbiaBankOnline.com for further details. Offer subject to change without notice. NMLS# 504284.

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You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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