skip to main content
Columbia Bank

Wondering How to Pay for Big Ticket Items? The Equity in Your Home Might Be the Right Solution

View Rates

Have a home improvement project or large expense in mind? A fixed rate Home Equity Loan uses the equity in your home to make it happen.

Take advantage of:

Available Funds1

Use the equity in your home to receive the funds you need in one lump sum

Fixed Rate

Have peace of mind knowing your fixed rate is for the life of the loan

Predictable Payments

With a fixed rate Home Equity loan you’ll pay back your loan in fixed, monthly installments

Benefits of a Home Equity Loan

A Home Equity loan can provide funding for home improvement, tuition payments, consolidating debit and more. Rates are often lower than a credit card and you can apply quickly and easily online!

[1] This Fixed Rate Home Equity is available for 1-4 family, owner-occupied properties in New Jersey. Homeowners insurance is mandatory, flood insurance may be required. Maximum LTV is 75%. A mortgage recording fee is due at closing. The fee ranges from $50 to $60 depending on the county where the secured property is located. Maximum loan amount is is $500,000 and minimum loan amount is $25,000. This offer is subject to credit approval. 


You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

If you “Proceed”, the link will open in a new window.


Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

Sign Up For Columbia Bank Emails
Email Address