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We will be performing a system upgrade from Saturday, September 23rd at 8pm until Sunday, September 24th at 12pm. Online, Mobile and Telephone Banking will be temporarily unavailable during this time. We appreciate your patience.

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Wondering How to Pay for Big Ticket Items? The Equity in Your Home Might Be the Right Solution

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Have a home improvement project or large expense in mind? A fixed rate Home Equity Loan uses the equity in your home to make it happen.

Take advantage of:

Available Funds1

Use the equity in your home to receive the funds you need in one lump sum

Fixed Rate

Have peace of mind knowing your fixed rate is for the life of the loan

Predictable Payments

With a fixed rate Home Equity loan you’ll pay back your loan in fixed, monthly installments

Benefits of a Home Equity Loan

A Home Equity loan can provide funding for home improvement, tuition payments, consolidating debit and more. Rates are often lower than a credit card and you can apply quickly and easily online!

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[1] All loans are for New Jersey residents only. You will be required to pay a Mortgage Recording Fee at the time of closing. This fee can range from $50.00 to $60.00 depending upon the county in which the secured property is located. For any loan amount greater than $400,000, the borrower will be required to pay an appraisal fee of $525 to $675, depending on the number of units. Higher fees may apply for complex or remote properties. View our rates page for more details. This offer is subject to credit approval. 

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You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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