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Home Mortgages: Purchase

EFFECTIVE AS OF 05/08/2024 

Additional terms are available, speak to an Account Executive or visit your local branch to learn more.

 

Traditional Mortgage Products Loan Amounts Up To $766,550

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

Want to calculate your estimated payment?

Rate Calculator Calculate a Mortgage Payment
Product TypeInterest Rate##1APR##2*Monthly P&I Payments Per $1,000 Borrowed 
30 Year Fixed7.000%7.057%360 Payments of $6.65Apply Now
25 Year Fixed7.000%7.064%300 Payments of $7.07Apply Now
20 Year Fixed6.875%6.950%240 Payments of $7.68Apply Now
15 Year Fixed6.500%6.592%180 Payments of $8.71Apply Now

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

[1] Rates quoted are for purchase transactions only, single-family, owner-occupied primary and secondary residences located in New Jersey and certain counties in Pennsylvania (Berks, Bucks, Chester, Delaware, Lancaster, Lehigh, Monroe, Montgomery, Northampton, Philadelphia, and Pike) and New York (Orange, Putnam, Rockland, and Westchester). Rates quoted assume a loan to value ratio up to 75% and a minimum credit score of 780. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit score and property value. Private mortgage insurance (“PMI”) may be required if your loan to value exceeds 80%. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. Please contact an Account Executive for further details or other program terms. All loans are subject to credit approval.

[2] APR calculation is based upon a loan amount of $350,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, origination fee, commitment fee, and points, if applicable.

Traditional Mortgage Products Loan Amounts $766,551 to $1,000,000

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

Want to calculate your estimated payment?

Rate Calculator Calculate Your Payment Now
Product TypeInterest Rate##1APR##2*Monthly P&I Payments Per $1,000 Borrowed 
30 Year Fixed7.000%7.027%360 Payments of $6.65Apply Now
25 Year Fixed7.000%7.030%300 Payments of $7.07Apply Now
20 Year Fixed7.000%7.035%240 Payments of $7.75Apply Now
15 Year Fixed6.750%6.793%180 Payments of $8.85Apply Now

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

[1] Rates quoted are for purchase transactions only, single-family, owner-occupied primary and secondary residences located in New Jersey and certain counties in Pennsylvania (Berks, Bucks, Chester, Delaware, Lancaster, Lehigh, Monroe, Montgomery, Northampton, Philadelphia, and Pike) and New York (Orange, Putnam, Rockland, and Westchester). Rates quoted assume a minimum credit score of 780. Maximum loan to value is 75% for loans up to $1,000,000. Private mortgage insurance (“PMI”) may be required if your loan to value exceeds 80%. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit score and property value. Please contact an Account Executive for further details or other program terms. All loans are subject to credit approval.

[2] APR calculation is based upon a loan amount of $750,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, commitment fee, and points, if applicable.

Adjustable Rate Mortgages Loan Amounts Up To $766,550

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

Want to calculate your estimated payment?

Rate Calculator Calculate Your Payment Now
Product Type 30 Year TermInitial Interest Rate##1Fully Indexed RateAPR##2*Monthly P&I Payments Per $100,000 Borrowed 
3/6 ARM6.500% (Initial 3 Year Rate Period)8.250%7.939%36 Payments of $632.07 324 Payments of $743.65Apply Now
5/6 ARM6.625% (Initial 5 Year Rate Period)8.250%7.742%60 Payments of $640.31 300 Payments of $739.13Apply Now
7/6 ARM6.750% (Initial 7 Year Rate Period)8.250%7.615%84 Payments of $648.60 276 Payments of $735.11Apply Now

*Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

[1] Rates quoted are for purchase transactions only, single-family, owner-occupied primary and secondary residences located in New Jersey and certain counties in Pennsylvania (Berks, Bucks, Chester, Delaware, Lancaster, Lehigh, Monroe, Montgomery, Northampton, Philadelphia, and Pike) and New York (Orange, Putnam, Rockland, and Westchester). Rates quoted assume a loan to value ratio of 75% with a minimum credit score of 780. Private mortgage insurance (“PMI”) may be required if your loan to value exceeds 80%. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, your credit score and property value. These factors if applicable, may warrant an increase in initial rate and fully indexed rate. Please contact an Account Executive for further details or other program terms. All loans are subject to credit approval.

[2] APR calculation is based upon a loan amount of $100,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, commitment fee, and points, if applicable. ARM loans are variable rate loans; interest rates and payments may increase after consummation.

 

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