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Columbia Bank

Columbia Financial, Inc. and Columbia Bank Celebrate Over 95 Years of Strength

March 10, 2023

During uncertain economic times, Columbia Bank is proud to act as a pillar of strength to those it serves. For over 95 years, Columbia Bank has been held in high regard due to its conservative philosophy, strong loan portfolio and market-leading asset quality. To ensure safety and soundness, 95% of the Bank’s investments are currently backed by the government and the Bank does not invest in volatile markets such as cryptocurrency.

“Columbia Bank prioritizes delivering secure and value-added financial solutions to local consumer and business clients alike,” said Thomas J. Kemly, President and CEO of Columbia Bank. “Prudently managing capital and liquidity is just one way that the Bank maintains the trust of those we serve. Rest assured, you can ‘Count on Columbia’ for years to come.”

About Columbia Financial, Inc.

Columbia Financial, Inc. (the “Company”) is the holding company for Columbia Bank (the “Bank”) which has served the residents and businesses of New Jersey since 1927. Columbia Bank holds an established reputation for being a reliable, community-based financial institution, with assets of approximately $10.4 billion, more than 60 full-service branch offices and three regional lending centers across the state of New Jersey. Freehold Bank is a Federally Chartered Savings Bank headquartered in Freehold, New Jersey that operates 2 full-service banking offices.


Forward Looking Statements

Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. These statements are based upon the current beliefs and expectations of the Company’s management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements as a result of numerous factors.  including but not limited to, those factors set forth in Item 1A of the Company's Annual Report on Form 10-K and those set forth in the Company's Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, all as filed with the Securities and Exchange Commission (the “SEC”), which are available at the SEC’s website, Should one or more of these risks materialize or should underlying beliefs or assumptions prove incorrect, the Company's actual results could differ materially from those discussed. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this release. The Company disclaims any obligation to publicly update or revise any forward-looking statements to reflect changes in underlying assumptions or factors, new information, future events or other changes, except as required by law.


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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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