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Upcoming Holiday

In observance of Martin Luther King Jr. Day, our Branches will be closed on Monday, January 18, 2021. Our Call Center will be open from 7:30am – 8:00pm. We will resume normal business hours on Tuesday, January 19, 2021.

30-Year Fixed Rate Mortgage

2.750%Rate1 2.763%APR1

360 payments of $4.08 per $1,000 borrowed. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

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Go big, without paying the price. Our conforming and jumbo mortgage rates are the same!

What is a jumbo mortgage?

Jumbo mortgages are loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA).

Why choose Columbia Bank for a jumbo mortgage?

Lenders often charge higher rates for jumbo mortgages. However, Columbia Bank keeps its conforming and jumbo mortgage rates the same.

What is the key difference between a conforming and jumbo mortgage?

The main difference is the size of the loan. Typically jumbo mortgage loans are used to finance more expensive properties. 

How do you apply for a jumbo mortgage?

You can quickly and easily apply online by using the below "Apply Now" button. If you'd rather talk to someone first, you can find an Account Executive using the button below. 

[1] Rate quoted is for single-family, owner-occupied primary and secondary residences located in New Jersey. Maximum loan amount up to $1,000,000, if a refinance transaction, no cash out. Rate quoted assumes a minimum credit score of 740 and a loan to value ratio up to 80% for loans up to $548,250 and 75% for loans between $548,251 and $1,000,000. With a rate of 2.875% the current APR is 2.888%, which equates to 360 payments of $4.15 per $1,000 borrowed. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater. All loans are subject to credit approval in accordance with Columbia Bank’s lending policies. Other programs are available. Please contact Columbia Bank at (800) 522-4167 for further details.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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