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Columbia Bank

30-Year Fixed Rate Mortgage

2.750%Rate1 2.778%APR1

360 payments of $4.08 per $1,000 borrowed. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater.

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Columbia Bank is now servicing Pennsylvania and we’ve brought almost 100 years of exceptional banking experience with us.

 

From our personal service touch to our outstanding commitments to the communities we serve, you’ll see that we aren’t your typical bank. We make banking easy with our convenient digital solutions, amazing rates, quick approvals & more!

 

Go big, without paying the price. Our conforming and jumbo mortgage rates are the same - it's no wonder that thousands of people, just like you, Count on Columbia.

 

What is a jumbo mortgage?

Jumbo mortgages are loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA).

Why choose Columbia Bank for a jumbo mortgage?

Lenders often charge higher rates for jumbo mortgages. However, Columbia Bank keeps its conforming and jumbo mortgage rates the same for loans up to a million dollars.

What is the key difference between a conforming and jumbo mortgage?

The main difference is the size of the loan. Typically jumbo mortgage loans are used to finance more expensive properties. 

How do you apply for a jumbo mortgage?

You can quickly and easily apply online by using the below "Apply Now" button. If you'd rather talk to someone first, you can find an Account Executive using the button below. 

[1] Rate quoted is for single-family, owner-occupied primary and secondary residences located in New Jersey. Maximum loan amount up to $1,000,000, if a refinance transaction, no cash out. Rate quoted assumes a minimum credit score of 740 and LTVs of 80% for loan amounts of $548,250 or less, 75% for loan amounts over $548, 250 up to $750,000, 70% for loan amounts over $750,000 to $1,000,000. With a rate of 2.750% the current APR is 2.778%, which equates to 360 payments of $4.08 per $1,000 borrowed. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater. All loans are subject to credit approval in accordance with Columbia Bank’s lending policies. Other programs are available. Please contact Columbia Bank at (800) 522-4167 for further details.

 

 

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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