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Columbia Bank

Looking for a Down Payment as Low as 3%? You May Qualify for an Affordable Mortgage

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If you’re afraid you can’t qualify for a traditional home loan, an Affordable mortgage may be for you.


Enjoy features like:


Contact a mortgage representative to find out if you meet income or any additional requirements for this product

Lower Interest Rate1

If you qualify for an Affordable Mortgage, you’ll receive a lower interest rate

Less Money Down1

With an affordable mortgage you can put down as little as 3% and get certain fees like the application fee, appraisal fee, credit report fee and more waived

Make An Affordable Mortgage Work For You1

Available on Fixed and Adjustable rate mortgages and purchase or refinance transactions

[1] Available for purchase money properties only in New Jersey. Certain restrictions apply. This offer is subject to certain underwriting standards and can be withdrawn or modified at any time. To find our qualifying census tracts, income requirements, purchase price limits, current rates, debt-to-service ratio and fees, please click above to consult an Account Executive. Offer subject to credit approval.


You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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