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Important Notice

In order to seamlessly onboard the newly acquired RSI Bank, we will be conducting a systems conversion beginning at 5 PM on Friday, October 14, 2022. Please be advised all branches, Online and Mobile Banking and Telephone Banking will be unavailable on Saturday, October 15, 2022 and Sunday, October 16, 2022.

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Affordable Mortgage Program

In Low/Moderate Census Tracts or Meets County Income Limits1

Find An Account Executive

If you’re afraid you can’t qualify for a traditional home loan, an Affordable mortgage may be for you.

 

Enjoy features like:

Qualifications

Contact a mortgage representative to find out if you meet income or any additional requirements for this product

No PMI Required

If you qualify for an Affordable Mortgage, there is no private mortgage insurance required

Competitive Rates1

With an Affordable Mortgage you can take advantage of our competitive low rates and get certain fees like the application fee, appraisal fee, credit report fee and more waived

Make An Affordable Mortgage Work For You1

Available on Fixed and Adjustable rate mortgages and purchase or refinance transactions

Take Advantage Of Our Grants

Everything is even more affordable with the ability to add on grants including Columbia's Access Homeownership Grant

[1] Available for purchase money properties and refinance transactions, for owner-occupied primary 1 to 2 family residences located in New Jersey. Rates and terms will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. All loans are subject to credit approval in accordance with Columbia Bank’s lending policies. Certain restrictions apply. This offer is subject to certain underwriting standards and can be withdrawn or modified at any time. To find our qualifying census tracts, income requirements, purchase price limits, current rates, debt to- service ratio and fees, contact one of our Account Executives.

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You will be linking to another website not owned or operated by Columbia Bank. Columbia Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Columbia Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Columbia Bank.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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