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Make Homeownership Possible. With an FHA Mortgage It May Be Easier to Qualify for a Mortgage Than You Think.

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Don't let a low credit score or limited savings prevent you from obtaining a mortgage loan. An FHA loan may be able to help.

Benefits of an FHA:

Backed By The Federal Housing Association

The Federal Housing Association will back your loan and build in an insurance premium with your payment

Lower Credit Score and Down Payment Requirements

FHA loans require lower down payments and lower minimum credit scores than a traditional mortgage

Who Lends You The Money?

Although FHA mortgages are backed by the Federal Housing Association, you will work directly with Columbia Bank to obtain your mortgage

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[1] Available for properties located in New Jersey only. Maximum FHA loan amounts are based on number of units (one to four-families) and specific county location. Offer of credit is subject to credit approval.

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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.


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To help visitors understand information on this website in a variety of languages, Columbia Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Columbia Bank website content, that is beyond the control of the Columbia Bank site and its operators who accept no responsibility or liability for the outdated translation.

As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

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Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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