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We will be performing a system upgrade from Saturday, September 23rd at 8pm until Sunday, September 24th at 12pm. Online, Mobile and Telephone Banking will be temporarily unavailable during this time. We appreciate your patience.

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Make Homeownership Possible. With an FHA Mortgage It May Be Easier to Qualify for a Mortgage Than You Think.

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Don't let a low credit score or limited savings prevent you from obtaining a mortgage loan. An FHA loan may be able to help.

Benefits of an FHA:

Backed By The Federal Housing Association

The Federal Housing Association will back your loan and build in an insurance premium with your payment

Lower Credit Score and Down Payment Requirements

FHA loans require lower down payments and lower minimum credit scores than a traditional mortgage

Who Lends You The Money?

Although FHA mortgages are backed by the Federal Housing Association, you will work directly with Columbia Bank to obtain your mortgage

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[1] Available for properties located in New Jersey only. Maximum FHA loan amounts are based on number of units (one to four-families) and specific county location. Offer of credit is subject to credit approval.
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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.

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