[1] Advantage Rewards Pricing offers tiered rate enhancements on Yield Money Market, Money Market, Statement Savings, and Passbook Savings accounts based on the balance in your Advantage Plus checking account(s). When interest is calculated, your prior rolling 30-day average combined balance will be used to determine what benefit you will receive. For full terms and conditions, please review the Advantage Rewards Pricing Disclosure. Advantage Certificates of Deposit (CD) are available to consumers (natural persons) with an open Columbia Bank Advantage Plus Checking account. The Advantage CD may only be opened in person at Columbia Bank branch locations. This is a limited time offer and may be discontinued at any time without prior notice.
[2] Advantage Plus checking provides for a rebate of up to four (4) ATM surcharge fees or $15, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The rebate of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12-month statement cycle period is $180.
[3] Advantage Plus checking account is non-interest bearing. The minimum to open the account is $0.01. There is a monthly Maintenance Service Charge of $10.00. The $10.00 monthly Maintenance Service Charge will be waived if you have direct deposits (ACH credits) of at least $1,000 or three online bill payments / external ACH debits (payable to a third-party) post to your account per statement cycle. Internal transfers are not considered an ACH transaction. Primary account owners 22 years of age or under are not subject to the monthly Maintenance Service Charge or the associated waiver activity. Commencing with the month the primary account owner turns 23 years of age and thereafter the monthly Maintenance Service Charge is $10.00 unless the waiver activity is met.
[4] Advantage Plus checking is subject to a $5.00 per month Statement Print Service Charge fee if the account holder chooses to receive the monthly statement in print format rather than consenting to access it electronically. To avoid the Statement Print Service Charge, Advantage Plus account holders must sign up for Online Banking and consent online to receive the statement in electronic format.
