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Columbia Bank Checking Account Interest Rates

RATES ARE ACCURATE AS OF 10/17/2019 AND ARE SUBJECT TO CHANGE AT ANYTIME.

ANNUAL PERCENTAGE YIELD = APY

Yield Plus Checking

Balance Amount  APY 
$.01 - $999.99 .10% APY
$1,000 - $9,999.99 .25% APY
$10,000 - 249,999.99 1.25% APY
$250,000 - 499,999.99 1.80% APY
$500,000 - unlimited .10% APY
 
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Annual Percentage Yields (APYs) are subject to change at anytime. To obtain the APYs quoted above we require a qualifying direct deposit or an online bill payment transaction to post to your account each statement cycle. For the portion of balance over $499,999.99 the rate currently is 0.10% and the APY will range from 1.80% to 0.95% with an assumed total balance of $1,000,000.00. Cycles where these requirements are not met, the lowest balance tier will apply, currently this APY is .10%. No Columbia ATM fees when you use domestic ATMs. Refund of domestic ATM surcharges charged by other ATM owners limited to six per statement cycle or $20, whichever is less.
 

 

Variable Rate Interest Bearing Accounts

Product Interest Rate  APY  Daily Minimum Balance to Obtain APY  Compound  *Interest Credited  **Daily Minimum Balance to Avoid Monthly Service Charge  Monthly Service Charge 
NOW Safeguard 0.10% 0.10% $500.00 Monthly Monthly $1,000 $8.00
Health Savings Account 0.15% 0.15% $100 Monthly Monthly N/A N/A
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*Interest will be credited on the next to the last business day of each interest crediting period and at maturity. That interest is available to be withdrawn the following business day. If you close your variable rate interest bearing account before interest is credited, you will not receive the accrued interest.

**If the balance goes below the daily minimum balance at any time during the monthly statement cycle, the applicable monthly service charge will be imposed.
***Fees may reduce earnings on the account.