Columbia Bank Checking Account Interest Rates
With quality service, a wide variety of banking products, and competitive checking account interest rates, Columbia Bank makes it easy to manage your finances and save for the future. Discover our impressive selection of consumer Checking Accounts to suit every need and lifestyle. Whether you choose a Columbia Bank Yield Plus Checking Account or a Money Market Checking Account, you can manage your personal finances with total confidence. Find current Checking Account interest rates below and additional checking account information. Visit your local branch or contact a Columbia Bank Representative for more information, today. For personal Checking Account solutions, New Jersey Counts on Columbia.
RATES ARE ACCURATE AS OF 2/14/2019 AND ARE SUBJECT TO CHANGE AT ANYTIME.
ANNUAL PERCENTAGE YIELD = APY
Yield Plus Checking
|Tier 1||$.01 - $999.99||.10% APY|
|Tier 2||$1,000 - $9,999.99||.25% APY|
|Tier 3||$10,000 - 249,999.99||1.50% APY|
|Tier 4||$250,000 - 499,999.99||2.00% APY|
|Tier 5||$500,000 - unlimited||.10% APY|
Annual Percentage Yields (APYs) are subject to change at anytime. To obtain the APYs quoted above we require a qualifying direct deposit or an online bill payment transaction to post to your account each statement cycle. For the portion of balance over $499,999.99 the rate currently is $0.10 and the APY will range from 2.00% to 1.05% with an assumed total balance of $1,000,000.00. Cycles where these requirements are not met, the lowest balance tier will apply, currently this APY is .10%. No Columbia ATM fees when you use domestic ATMs. Refund of domestic ATM surcharges charged by other ATM owners limited to six per statement cycle or $20, whichever is less.
Variable Rate Interest Bearing Accounts
|Interest Rate||APY||Daily Minimum Balance to Obtain APY||Compound||*Interest Credited||**Daily Minimum Balance to Avoid Monthly Service Charge||Monthly Service Charge|
|NOW Return Style||0.10%||0.10%||$1,000.00||Monthly||Monthly||$1,000||$10.00|
|Health Savings Account||0.15%||0.15%||$100||Monthly||Monthly||N/A||N/A|
*Interest will be credited on the next to the last business day of each interest crediting period and at maturity. That interest is available to be withdrawn the following business day. If you close your variable rate interest bearing account before interest is credited, you will not receive the accrued interest.
**If the balance goes below the daily minimum balance at any time during the monthly statement cycle, the applicable monthly service charge will be imposed.