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Columbia Bank's Mortgage Rates

ACCURATE AS OF 7/1/2020 AND ARE SUBJECT TO CHANGE AT ANY TIME
ANNUAL PERCENTAGE RATE = APR
 

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Learn More About A Mortgage WIth Columbia Bank

Home Mortgage
 

Fixed Rate Products Only
All Rates Subject to Change at Any Time

Traditional Mortgage Products
Limited to $510,400

 Product Type Points Interest Rates1  APR3 
P&I Per $1,000

30 Year Fixed 0 PT

3.250%

3.278%

360 Payments of $4.35

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1 PT

3.125%

3.262%

360 Payments of $4.28

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25 Year Fixed 0 PT

3.125%

3.158%

300 Payments of $4.81

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1 PT

3.000%

3.158%

300 Payments of $4.74

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20 Year Fixed 0 PT

3.000%

3.040%

240 Payments of $5.55

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1 PT

2.750%

3.941%

240 Payments of $5.42

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15 Year Fixed 0 PT

2.750%

2.801%

180 Payments of $6.79

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1 PT

2.625%

2.872%

180 Payments of $6.73

Apply Now
10 Year Fixed 0 PT

2.625%

2.699%

120 Payments of $9.48

Apply Now

1 PT

N/A

N/A

N/A

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Traditional Mortgage Products
$510,401 to $1,000,000

 Product Type Points  Interest Rates APR P&I Per $,1000 
30 Year Fixed 0 PT

3.500%

3.513%

360 Payments of $4.49

Apply Now

1 PT

3.375%

3.483%

360 Payments of $4.42

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25 Year Fixed 0 PT

3.375%

3.390%

300 Payments of $4.94

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1 PT

3.250%

3.374%

300 Payments of $4.87

Apply Now
20 Year Fixed 0 PT

3.250%

3.269%

240 Payments of $5.67

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1 PT

3.000%

3.149%

240 Payments of $5.55

Apply Now
15 Year Fixed 0 PT

3.000%

3.024%

180 Payments of $6.91

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1 PT

2.875%

3.068%

180 Payments of $6.85

Apply Now
10 Year Fixed 0 PT

2.875%

2.910%

120 Payments of $9.60

Apply Now
  1 PT

N/A

N/A

N/A

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Biweekly Mortgage Products
Limited to $510,400

 Product Type Points  Interest Rates1  APR3  P&I Per $1,000 
30 Year Fixed Bi-Weekly 0 PT

3.250%

3.295%

678 Payments of $2.01

Apply Now

1 PT

3.125%

3.258%

680 Payments of $1.98

Apply Now
20 Year Fixed Bi-Weekly 0 PT

3.000%

3.060%

463 Payments of $2.56

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1 PT

2.750%

2.931%

464 Payments of $2.50

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15 Year Fixed Bi-Weekly 0 PT

2.750%

2.826%

352 Payments of $3.13

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1 PT

2.625%

2.858%

352 Payments of $3.10

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Biweekly Mortgage Products
$510,401 to $1,000,000

 Product Type Points  Interest Rates2  APR4  P&I Per $1,000  
30 Year Fixed Bi-Weekly 0 PT

3.500%

3.529%

678 Payments of $2.07

Apply Now
  1 PT 

3.375%

3.494%

680 Payments of $2.04

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20 Year Fixed Bi-Weekly 0 PT 

3.250%

3.288%

463 Payments of $2.62

Apply Now
  1 PT 

3.000%

3.160%

464 Payments of $2.56

Apply Now
15 Year Fixed Bi-Weekly 0 PT 

2.875%

2.921%

352 Payments of $3.16

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  1 PT 

2.750%

2.954%

352 Payments of $3.13

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

[1] Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey.  Rates quoted assume a loan to value ratio up to 80% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy.  If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment.  All loans are subject to approval in accordance with Columbia Bank’s lending policies.  Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin.  (All else, an increase in the rate for fixed rate mortgage).  Please contact Columbia Bank at (800) 522-4167 for further details. 

[2] Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey.  Rates quoted assume a loan to value ratio up to 75% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy.  If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment.  All loans are subject to approval in accordance with Columbia Bank’s lending policies.  Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin.  (All else, an increase in the rate for fixed rate mortgage).  Please contact Columbia Bank at (800) 522-4167 for further details. 

[3] APR calculation is based upon a loan amount of $350,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable.

[4] APR calculation is based upon a loan amount of $750,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable.


All Rates Subject to Change at Any Time

Columbia Bank $475 Low Fee Home Purchase Program3
$100,000 to $510,400

 Product Type Points  Interest Rates1  APR4  P&I Per $1,000  Apply 
30 Year Fixed - Low Fee Program N/A 3.625%

3.649%

360 Payments of $4.56

Apply Now
25 Year Fixed - Low Fee Program N/A

3.500%

3.528%

300 Payments of $5.01

Apply Now
20 Year Fixed - Low Fee Program N/A

3.375%

3.409%

240 Payments of $5.74

Apply Now
15 Year Fixed - Low Fee Program N/A

3.125%

3.168%

180 Payments of $6.97

Apply Now
10 Year Fixed - Low Fee Program N/A

3.000%

3.063%

120 Payments of $9.66

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Columbia Bank $475 Low Fee Home Purchase Program3
$510,401 to $750,000

 Product Type Points  Interest Rates2  APR5  P&I Per $1,000  Apply 
30 Year Fixed - Low Fee Program N/A

3.875%

3.887%

360 Payments of $4.70

Apply Now
25 Year Fixed - Low Fee Program N/A

3.750%

3.763%

300 Payments of $5.14

Apply Now
20 Year Fixed - Low Fee Program  N/A

3.625%

3.641%

240 Payments of $5.86

Apply Now
15 Year Fixed - Low Fee Program  N/A

3.375%

3.395%

180 Payments of $7.09

Apply Now
10 Year Fixed - Low Fee Program  N/A

3.250%

3.279%

120 Payments of $9.77

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Columbia Bank $0 Fee Refinance6
$100,000 to $510,400

 Product Type Points  Interest Rates1  APR P&I Per $1,000  Apply 
30 Year Fixed - $0 Fee Refinance N/A

3.625%

3.625%

360 Payments of $4.56

Apply Now
25 Year Fixed - $0 Fee Refinance N/A

3.500%

3.500%

300 Payments of $5.01

Apply Now
20 Year Fixed - $0 Fee Refinance N/A

3.375%

3.375%

240 Payments of $5.74

Apply Now
15 Year Fixed - $0 Fee Refinance N/A

3.125%

3.125%

180 Payments of $6.97

Apply Now
10 Year Fixed - $0 Fee Refinance N/A

3.000%

3.000%

120 Payments of $9.66

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Columbia Bank $0 Fee Refinance6

$510,401 to $750,000

 Product Type  Points Interest Rates2  APR P&I Per $1,000  Apply 
30 Year Fixed - $0 Fee Refinance N/A

3.875%

3.875%

360 Payments of $4.70

Apply Now
25 Year Fixed - $0 Fee Refinance N/A

3.750%

3.750%

300 Payments of $5.14

Apply Now
20 Year Fixed - $0 Fee Refinance N/A

3.625%

3.625%

240 Payments of $5.86

Apply Now
15 Year Fixed - $0 Fee Refinance N/A

3.375%

3.375%

180 Payments of $7.09

Apply Now
10 Year Fixed - $0 Fee Refinance N/A

3.250%

3.250%

120 Payments of $9.77

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

 

1 Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey. Rates quoted assume a loan to value ratio up to 80% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are subject to approval in accordance with Columbia Bank’s lending policies. Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin. (All else, an increase in the rate for fixed rate mortgage). Please contact Columbia Bank at (800) 522-4167 for further details.

 2 Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey.  Rates quoted assume a loan to value ratio up to 75% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy.  If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment.  All loans are subject to approval in accordance with Columbia Bank’s lending policies.  Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin.  (All else, an increase in the rate for fixed rate mortgage).  Please contact Columbia Bank at (800) 522-4167 for further details. 

Columbia Bank $475 Low Fee Home Purchase Program limited to purchase money mortgages with a maximum sales price of $999,999.  Program restrictions may apply.  Please contact Columbia Bank at (800) 522-4167 for further details.  Program offered for New Jersey properties ONLY.

Columbia Bank $475 Low Fee Home Purchase Program APR calculation is based upon a loan amount of $350,000, and reflects fifteen (15) days of prepaid interest, an origination fee, and a settlement / closing fee.  

5 Columbia Bank $475 Low Fee Home Purchase Program APR calculation is based upon a loan amount of $750,000, and reflects fifteen (15) days of prepaid interest, an origination fee, and a settlement / closing fee.  

6 Program restrictions may apply.  Please contact Columbia Bank at (800) 522-4167 for further details.  Program offered for New Jersey properties ONLY.

7 Columbia Bank $0 Fee Refinance APR calculation is based upon a loan amount of $350,000, and reflects fifteen (15) days of prepaid interest only. 

8 Columbia Bank $0 Fee Refinance APR calculation is based upon a loan amount of $750,000, and reflects fifteen (15) days of prepaid interest only.


All Rates Subject to Change at Any Time

FHA Mortgage Products
Limited New Jersey FHA Lending Limits

 Product Type Points  Interest Rates1  APR2  P&I Per $1,0003  Apply 
30 Year Fixed 0PT

3.250%

4.251%

360 Payments of $4.35

Apply Now

1PT

N/A

N/A

N/A

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.


[1] Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey. Rates quoted assume a loan to value ratio up to 80% and a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are subject to approval in accordance with Columbia Bank’s lending policies. Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin. (All else, an increase in the rate for fixed rate mortgage). Please contact Columbia Bank at (800) 522-4167 for further details.

[2] APR calculation is based upon a loan amount of $350,000, and includes fee estimates for FHA mortgage insurance premiums, flood certification, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable.

Adjustable Rate Products Only
All Rates Subject to Change at Any Time

Adjustable Rate Mortgage Products
Limited to $510,400

 Product Type  Points Interest Rates  APR2 Margin1  Index  Fully Indexed Interest Rate  P&I Example Premium/(Discount) 
3/1 Arm 0 PT

2.625%

2.927%

2.750%

0.170%

2.875%

36 Payments of $401.86


324 Payments of $413.95

(0.250%)
 

1 PT

2.375%

2.950%

2.750%

0.170%

 

2.875%

36 Payments of $388.84


324 Payments of $412.75

(0.500%)
 
5/1 Arm 0 PT

2.750%

2.938%

2.750%

0.170%

 

2.875%

60 Payments of $408.46


300 Payments of $414.15

(0.125%)

1 PT

2.500%

2.930%

2.750%

0.170%

 

2.875%

60 Payments of $395.32


300 Payments of $412.16

(0.375%)
 
7/1 Arm 0 PT

2.875%

2.982%

2.750%

0.170%

 

2.875%

360 Payments of $415.134

0.000%
 

1 PT

2.625%

2.945%

2.750%

0.170%

2.875%

84 Payments of $401.86


276 Payments of $412.36

(0.250%)
 

Adjustable Rate Mortgage Products
$510,401 to $1,000,000

 Product Type  Points Interest Rates  APR3 Margin1  Index  Fully Indexed Interest Rate  P&I Example Premium/(Discount) 
3/1 Arm 0 PT

3.000%

3.025%

2.750%

0.170%

 

3.000%

360 Payments of $2,698.314

0.000%
 

1 PT

2.750%

3.047%

2.750%

0.170%

 

3.000%

36 Payments of $2,612.06


324 Payments of $2,690.68

(0.250%)
 
5/1 Arm 0 PT

3.125%

3.068%

2.750%

0.170%

 

3.000%

60 Payments of $2,742.03


300 Payments of $2,704.58

0.125%

1 PT

2.875%

3.059%

2.750%

0.170%

 

3.000%

60 Payments of $2,654.99


300 Payments of $2,691.96

(0.125%)
 
7/1 Arm 0 PT

3.250%

3.141%

2.750%

0.170%

 

3.000%

84 Payments of $2,786.13


276 Payments of $2,715.95

0.250%
 

1 PT

3.000%

3.104%

2.750%

0.170%

 

3.000%

360 Payments of $2,698.314

0.000%
 


Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

1 Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey, certain counties in Pennsylvania (Bucks, Chester, Delaware, Montgomery, and Philadelphia) and New York (Orange, Rockland, and Westchester). Rates quoted assume a loan to value ratio of 80% for loans equal to or below $510,400 and 75% for loans above or equal to $510,401 with a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are  subject to approval in accordance with Columbia Bank’s lending policies. Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin. (All else, an increase in the rate for fixed rate mortgage). Please contact Columbia Bank at (800) 522-4167 for further details.

2 APR calculation is based upon a loan amount of $100,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable. The APR calculation may vary after consummation.

3 APR calculation is based upon a loan amount of $650,000, and includes fee estimates for flood certification, real estate tax service, settlement / closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable. The APR calculation may vary after consummation.

4 The payments on this ARM loan are not fixed and may vary as the rate varies. Since the pricing of this loan is not at a discount or at a premium, Regulation Z requires us to base the disclosures on the initial interest rate. Please refer to the ARM program disclosure provided at application and should the loan go to closing, please see the terms of your promissory note.

Columbia Bank $475 Low Fee Home Purchase Program2
Limited to $510,400

 Product Type Points  Interest Rate1  APR3  Margin Index  Fully Indexed interest Rate  P&I Example Premium/(Discount) 
5 / 1 ARM - $475 Low Fee Home Purchase Program N/A

3.125%

3.132%

2.875%

0.170%

 

3.000%

 

60 Payments of $428.64


300 Payments of $422.82

0.125%
 
7 / 1 ARM - $475 Low Fee Home Purchase Program N/A

3.250%

3.205%

2.875%

0.170%

 

3.000%

 

84 Payments of $435.49


276 Payments of $424.57

0.250%
 

Columbia Bank $475 Low Fee Home Purchase Program2
$510,401 To $750,000


 Product Type Points  Interest Rate1  APR4  Margin Index  Fully Indexed interest Rate  P&I Example Premium/(Discount) 
5 / 1 ARM - $475 Low Fee Home Purchase Program N/A

3.375%

3.153%

2.875%

0.170%

 

3.000%

60 Payments of $2,875.51


300 Payments of $2,760.63

0.375%
 
7 / 1 ARM - $475 Low Fee Home Purchase Program N/A

3.500%

3.255%

2.875%

0.170%

 

3.000%

84 Payments of $2,920.78


276 Payments of $2,776.98

0.500%
 

Columbia Bank $0 Fee Refinance5
Limited to $510,400

 Product Type Points  Interest Rate1  APR6  Margin Index  Fully Indexed interest Rate  P&I Example Premium/(Discount) 
5 / 1 ARM– $0 FEE
REFINANCE
N/A

3.125%

3.053%

2.875%

0.170%

 

3.000%

60 Payments of $428.64


300 Payments of $422.82

0.125%
 
7 / 1 ARM – $0 FEE
REFINANCE
N/A

3.250%

3.126%

2.875%

0.170%

 

3.000%

84 Payments of $435.49


276 Payments of $424.57

0.250%
 

Columbia Bank $0 Fee Refinance5
$510,401 To $750,000

 Product Type Points  Interest Rate1  APR7  Margin Index  Fully Indexed interest Rate  P&I Example Premium/(Discount) 
5 / 1 ARM– $0 FEE
REFINANCE
N/A

3.375%

3.141%

2.875%

0.170%

 

3.000%

60 Payments of $2,875.51


300 Payments of $2,760.63

0.375%
 
7 / 1 ARM – $0 FEE
REFINANCE
N/A

3.500%

3.243%

2.875%

0.170%

 

3.000%

84 Payments of $2,920.75


276 Payments of $2,776.98

0.500%
 
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

[1] Rates quoted are for single-family, owner-occupied primary and secondary residences located in New Jersey, certain counties in Pennsylvania (Bucks, Chester, Delaware, Montgomery, and Philadelphia) and New York (Orange, Rockland, and Westchester). Rates quoted assume a loan to value ratio of 80% for loans equal to or below $510,400 and 75% for loans above or equal to $510,401 with a credit score of 740. Your actual rate will depend upon several factors including, but not limited to, the loan type, loan size, property type, loan purpose, your credit score and property value. Private mortgage insurance (“PMI”) may be required depending upon Columbia Bank’s lending policy. If PMI is required, the mortgage insurance premium may increase the APR and monthly mortgage payment. All loans are subject to approval in accordance with Columbia Bank’s lending policies. Any adjustable rate mortgage meeting any of the rate adjustments mentioned above will warrant an increase in both initial fixed rate and margin. (All else, an increase in the rate for fixed rate mortgage). Please contact Columbia Bank at (800) 522-4167 for further details.

[2] Columbia Bank $475 Low Fee Home Purchase Program APR calculation is based upon a loan amount of $100,000, and reflects fifteen (15) days of prepaid interest, an origination fee, and a settlement / closing fee. 

[3] Columbia Bank $475 Low Fee Home Purchase Program limited to purchase money mortgages with a maximum sales price of $999,999. Program restrictions may apply. Please contact Columbia Bank at (800) 522-4167 for further details.

[4] Columbia Bank $475 Low Fee Home Purchase Program APR calculation is based upon a loan amount of $650,000, and reflects fifteen (15) days of prepaid interest, an origination fee, and a settlement / closing fee. 
[5] Program restrictions may apply. Please contact Columbia Bank at (800) 522-4167 for further details.

[6] Columbia Bank $0 Fee Refinance APR calculation is based upon a loan amount of $100,000, and reflects fifteen (15) days prepaid interest only.
[7] Columbia Bank $0 Fee Refinance APR calculation is based upon a loan amount of $650,000, and reflects fifteen (15) days prepaid interest only.

All Rates Subject to Change at Any Time1*

Home Equity Fixed 1ST Lien Position2 Minimum Loan Amount $20,000 Maximum $500,000

 PRODUCT TERM Interest Rate2 APR3 CURRENT PER $1000 MTHLY PYMT4 Apply
5 YEAR FIXED

3.875%

3.875%

60 PMTS. OF $18.36

Apply Now
10 YEAR FIXED

4.250%

4.250%

120 PMTS. OF $10.24

Apply Now
15 YEAR FIXED

4.375%

4.375%

180 PMTS. OF $7.59

Apply Now
20 YEAR FIXED

4.750%

4.750%

240 PMTS. OF $6.46

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

Home Equity Fixed 2ND Lien PositionMinimum Loan Amount $20,000 Maximum $500,000

 PRODUCT TERM Interest Rate5 APR6 CURRENT PER $1000 MTHLY PYMT7  Apply
5 YEAR FIXED

4.125%

4.125%

60 PMTS. of $18.47

Apply Now
10 YEAR FIXED

4.500%

4.500%

120 PMTS of $10.36

Apply Now
15 YEAR FIXED

4.625%

4.625%

180 PMTS of $7.71

Apply Now
20 YEAR FIXED

5.000%

5.000%

240 PMTS of $6.60

Apply Now
Payment Estimations Do Not Include Taxes & Insurance.
Payment obligation may be greater.

[1] All loans are for New Jersey residents only and subject to approval in accordance with Columbia Bank’s lending policies.  Please contact Columbia Bank at (800) 522-4167 for further details.

2 Rates quoted are for owner-occupied and secondary residences located in New Jersey in 1st Lien Position.  Maximum loan to value of  75% on combined liens up to $1,000,000.  Total combined liens cannot exceed $1,000,000.  Maximum loan to value of 65% on Condominiums with maximum combined liens of $1,000,000 (Primary and Secondary).  Eligible for Affordable Housing Pricing for 1 to 2 Family Dwellings for households that fall within the low to moderate or low income census tracts.

3 APR Stands for Annual Percentage Rate.

4 The monthly payment is based on 30 days to the first payment.

5 Rates quoted are for owner-occupied and secondary residences located in New Jersey in 2nd Lien Position.  Maximum loan to value of 75% on combined liens up to $1,000,000.  Total combined liens cannot exceed $1,000,000.  Maximum loan to value of 65% on Condominiums with maximum combined liens of $1,000,000 (Primary and  Secondary).  Eligible for Affordable Housing Pricing for 1 to 2 Family Dwellings for households that fall within the low to moderate or low income census tracts.

6 APR Stands for Annual Percentage Rate.

7 The monthly payment is based on 30 days to the first payment.

*You will be required to pay a Mortgage Recording Fee at the time of closing.  This fee can range from $50.00 to $60.00 depending upon the county in which the secured property is located.  If, at the time of closing, the applicable state law is revised to change the amount of this fee, you will be required to pay the revised amount.

Adequate property insurance is required for all real estate secured loans.  If the property is located in a special flood hazard area (SFHA), flood insurance is required.  For first lien home equity installment loans in an SFHA we will require that an escrow account be established for the flood insurance premium.


Fees For Home Equity Applications:
Mortgage Recording Fee (Payable at closing)