[1] $500 New Account Cash Bonus: In order to be eligible to obtain the cash bonus, you must open an Advantage Plus Checking account. You will receive a one-time new account $500 cash credit to your Checking Account after we have verified ACH credits totaling at least $2,000 posted to your Checking Account within 60 days after the date you opened the new account. Internal transfers are not considered an ACH transaction. The $500 will be credited to your account within 120 days after we have determined that you satisfied this requirement. Customers who have previously received a new account opening bonus of any type from the Bank in connection with a checking or savings account are not eligible for this offer, even if a new Checking Account is opened. For joint accounts, if the primary tax owner has previously received a new account opening bonus, the account is not eligible for the bonus. The new account opening bonus is limited to one (1) per account and one (1) per customer. To receive any of the aforementioned new account bonus, the account must still be open at the time we are ready to credit the funds. The new account cash bonus will be reported as interest to the IRS on form 1099-INT. This is a limited time offer and may be discontinued at any time without prior notice.
[2] Balance Build Offer: In order to qualify for a one-time Balance Build Offer cash credit, you must deposit a minimum total deposit of $5,000 of “new money” into your Checking account. (“New money” is defined as deposits not previously held by Columbia Bank.) We will allow fifteen (15) calendar days to complete the “new money” deposit funding process. After the deposit funding process period expires, the deposit(s) must be maintained in your Checking account for an additional one hundred and twenty day (120) period. This is referred to as the balance seasoning period. Once the one-hundred-and twenty-day (120) balance seasoning period expires, Columbia Bank will verify that the qualifications of the Balance Build Offer were met and deposit the applicable cash credit into your Checking account within thirty (30) calendar days. Qualifying accounts will receive a cash credit of $250. For “new money deposits” totaling $10,000 and above, Qualifying accounts will receive a cash credit of $500. The maximum Balance Build Offer cash credit is $500. The Balance Build bonus is limited to one (1) per account and one (1) per customer. Joint accounts are eligible for only one (1) Balance Build bonus. Accounts held in trust or accounts with multiple owners, including trustees and beneficiaries, are eligible for only one (1) Balance Build bonus. Customers are not eligible to receive more than one Balance Build Offer, regardless of the number of accounts opened or additional new money deposits made. This is a limited time offer and may be discontinued at any time without prior notice. To receive the aforementioned Balance Build Offer, the Checking account must still be open at the time we are ready to credit the funds. The Balance Build Offer cash credit will be reported as interest to the IRS on form 1099-INT.
[3] Advantage Rewards Pricing offers tiered rate enhancements on Yield Money Market, Money Market, Statement Savings, and Passbook Savings accounts based on the balance in your Advantage Plus checking account(s). When interest is calculated, your prior rolling 30-day average combined balance will be used to determine what benefit you will receive. For full terms and conditions, please review the Advantage Rewards Pricing Disclosure. Advantage Certificates of Deposit (CD) are available to consumers (natural persons) with an open Columbia Bank Advantage Plus Checking account. The Advantage CD may only be opened in person at Columbia Bank branch locations. This is a limited time offer and may be discontinued at any time without prior notice.
[4] Advantage Plus checking account is non-interest bearing. The minimum to open the account is $0.01. There is a monthly Maintenance Service Charge of $10.00. The $10.00 monthly Maintenance Service Charge will be waived if you have direct deposits (ACH credits) greater than $1,000 or three online bill payments / external ACH debits (payable to a third-party) post to your account per statement cycle. Internal transfers are not considered an ACH transaction. Primary account owners 22 years of age or under are not subject to the monthly Maintenance Service Charge or the associated waiver activity. Commencing with the month the primary account owner turns 23 years of age and thereafter the monthly Maintenance Service Charge is $10.00 unless the waiver activity is met. Advantage Plus checking is subject to a $5.00 per month Statement Print Service Charge fee if the account holder chooses to receive the monthly statement in print format rather than consenting to access it electronically. To avoid the Statement Print Service Charge, Advantage Plus account holders must sign up for Online Banking and consent online to receive the statement in electronic format.
[5] Advantage Plus checking provides for a rebate of up to four (4) ATM surcharge fees or $15, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owners of such ATMs add a surcharge to your transaction. The rebate of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12-month statement cycle period is $180.
