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Advantage Plus Checking Account

 

 
 

 Account Features
   
Columbia Bank Advantage Plus Checking bonus
Sign Up Bonus - The choice is yours! When you open an Advantage Plus Checking Account, you can choose between earning up to $300 with qualifying direct deposit & bill pay* or 24 months of a qualifying streaming subscription.**
 
 
Columbia Bank Plus Checking rewards
Rewards - You can earn up to $120 cash back annually on all qualifying purchases by paying with your Columbia Bank Debit CardAdvantage Plus customers are automatically enrolled in our cash-back program. As an enrolled uChoose Rewards member, you receive one point for every $1 spent on signature-based and pinned-based purchase transactions.  
 
Columbia Bank ATMNo ATM Fees Nationwide1 - Not near a Columbia Bank ATM? Not to worry. With your Advantage Plus account you receive nationwide ATM refunds at any foreign (non-Columbia Bank) ATM up to 10 times or $30 per month.
 
 
Columbia Bank mobile solutions
Mobile Wallet - Columbia Bank is proud to offer our debit card users the shopping convenience of Apple Pay®, Samsung Pay®, or Google Pay. Whichever you choose, it is easy to set up and simple to use on your mobile device. You can also pay online the easier way with Visa Checkout and your Columbia Bank Visa Debit Card.
 
Columbia Bank Visa Debit Card
Free Visa Debit Card - Columbia Bank's Visa Debit Card offers even more convenience for your cash, purchasing, and gift needs. Our debit card is the most versatile card you can own. Whether you're running errands down the street, or taking off for a European adventure, you can use your Columbia Bank Visa Debit Card anywhere you see the VISA®, Accel®, or PLUS® logos.
 
Columbia Bank $0 minimum balance
Minimum Balance2 - Daily minimum balance is waived for customers under the age of 23. This account is an ideal first account for students starting to manage their own finances.
 
 
Free online banking with Columbia Bank
Free Online Banking - All of our accounts feature free, 24/7 online banking. Access your money, make transfers, pay bills, and more. You can do all of this, even if you can't get to a branch.
 
 
Columbia Bank free mobile banking
Free Mobile Banking3 - Download the free Columbia Bank app on your mobile device, and within seconds you'll be able to check balances, deposit checks, pay bills, make transfers, locate the nearest ATM, and much more.
 
 
 

Advantage Plus Disclosure

#Advantage Plus Checking is a non-interest bearing checking account with a daily minimum balance requirement of $500. The minimum to open this account is $0.01. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to daily minimum balance requirement.

*Advantage Plus Checking Account $300 Cash Bonus:

You will receive a one-time $200 cash credit to your Advantage Plus Checking Account after we have verified qualifying direct deposit transactions that total at least $1,000 posted to your Advantage Plus Checking Account within 60 days after the date you opened the account. The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement. Only one $200 credit will be made in total for qualifying direct deposit activity to this account within the first 60 days of account opening.

You will receive a one-time $100 cash credit to your Advantage Plus Checking account after we have verified that 10 qualifying debit card purchases have been made with your Advantage Plus Columbia Bank debit card within 60 days of account opening. The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement. Only one $100 credit will be made in total for the qualifying Advantage Plus debit card activity. A “qualifying purchase” is any Columbia Bank Card transaction that requires either a signature or PIN at the point-of-sale. Please note that ATM withdrawals and online bill payments are not considered qualifying purchases.

Total $300 per person: You are permitted to receive only one of each of these bonuses irrespective of the number or type of checking accounts you open. To receive any of the aforementioned bonuses, the account must still be open at the time we are ready to credit the funds and at all times the account was in good standing. The cash bonuses will be reported as interest to the IRS on form 1099-INT.

**Advantage Plus Checking Account Subscription Bonus:

Available Subscription Selections may change at any time at the discretion of Columbia Bank.

You will receive a 24 month Subscription Service Rebate of the cost of your selected subscription, for example Netflix, Spotify, or Hulu, which will appear as a rebate on your statement. We will not rebate less than $4.99 or more than $16.00 dollars per month.

You may only choose to be refunded one subscription service, once a month, for up to 24 months for this account. The 24 months must be consecutive and the 24 month rebate period commences the day the account is opened.

You will be notified at least 30 days in advance of the last rebate credited to your account when the promotion is discontinued, but Columbia Bank is not liable if you do not receive our notification.

To receive the above bonus, the account must still be opened and the account must be in good standing at the time we are ready to rebate the funds.

One per person: You may only receive one subscription bonus irrespective of the number or type of checking accounts you open.

   
1. This account provides for a waiver of up to ten (10) ATM surcharge fees or $30, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owner of such ATMs adds a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month statement cycle period is $360.
 
2. Advantage Plus Checking is a non-interest bearing account with a daily minimum balance requirement of $500. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to this account’s daily minimum balance requirement.
 
3. Standard text and data rates may apply from your phone provider with mobile banking.