Advantage Plus Checking Account
Advantage Plus Disclosure
#Advantage Plus Checking is a non-interest bearing checking account with a daily minimum balance requirement of $500. The minimum to open this account is $0.01. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to daily minimum balance requirement.
*Advantage Plus Checking Account $300 Cash Bonus:
You will receive a one-time $200 cash credit to your Advantage Plus Checking Account after we have verified qualifying direct deposit transactions that total at least $1,000 posted to your Advantage Plus Checking Account within 60 days after the date you opened the account. The $200 will be credited to your account within 60 days after we have determined that you satisfied this requirement. Only one $200 credit will be made in total for qualifying direct deposit activity to this account within the first 60 days of account opening.
You will receive a one-time $100 cash credit to your Advantage Plus Checking account after we have verified that 10 qualifying debit card purchases have been made with your Advantage Plus Columbia Bank debit card within 60 days of account opening. The $100 credit will be credited to your account within 60 days after we have determined that you have satisfied this requirement. Only one $100 credit will be made in total for the qualifying Advantage Plus debit card activity. A “qualifying purchase” is any Columbia Bank Card transaction that requires either a signature or PIN at the point-of-sale. Please note that ATM withdrawals and online bill payments are not considered qualifying purchases.
Total $300 per person: You are permitted to receive only one of each of these bonuses irrespective of the number or type of checking accounts you open. To receive any of the aforementioned bonuses, the account must still be open at the time we are ready to credit the funds and at all times the account was in good standing. The cash bonuses will be reported as interest to the IRS on form 1099-INT.
**Advantage Plus Checking Account Subscription Bonus:
Available Subscription Selections may change at any time at the discretion of Columbia Bank.
You will receive a 24 month Subscription Service Rebate of the cost of your selected subscription, for example Netflix, Spotify, or Hulu, which will appear as a rebate on your statement. We will not rebate less than $4.99 or more than $16.00 dollars per month.
You may only choose to be refunded one subscription service, once a month, for up to 24 months for this account. The 24 months must be consecutive and the 24 month rebate period commences the day the account is opened.
You will be notified at least 30 days in advance of the last rebate credited to your account when the promotion is discontinued, but Columbia Bank is not liable if you do not receive our notification.
To receive the above bonus, the account must still be opened and the account must be in good standing at the time we are ready to rebate the funds.
One per person: You may only receive one subscription bonus irrespective of the number or type of checking accounts you open.