Advantage Plus Checking Account
Advantage Plus is no ordinary checking account. Open an Advantage Plus account and binge on more that just rewards. You can enjoy free 24 months of qualifying subscriptions like Spotify1, when paid with your Advantage Plus checking account.
Sign-Up Bonus1: By opening an Advantage Plus Checking account and you can receive a 24-month streaming subscription service like Spotify.
Rewards - You can earn up to $120 cash back annually on all qualifying purchases by paying with your Columbia Bank Debit Card. Advantage Plus customers are automatically enrolled in our cash-back program. As an enrolled uChoose Rewards member, you receive one point for every $1 spent on signature-based and pinned-based purchase transactions.
No ATM Fees Nationwide2 - Not near a Columbia Bank ATM? Not to worry. With your Advantage Plus account you receive nationwide ATM refunds at any foreign (non-Columbia Bank) ATM up to 10 times or $30 per month.
Mobile Wallet - Columbia Bank is proud to offer our debit card users the shopping convenience of Apple Pay®, Samsung Pay®, or Google Pay. Whichever you choose, it is easy to set up and simple to use on your mobile device. You can also pay online the easier way with Visa Checkout and your Columbia Bank Visa Debit Card.
Free Visa Debit Card - Columbia Bank's Visa Debit Card offers even more convenience for your cash, purchasing, and gift needs. Our debit card is the most versatile card you can own. Whether you're running errands down the street, or taking off for a European adventure, you can use your Columbia Bank Visa Debit Card anywhere you see the VISA®, Accel®, or PLUS® logos.
Minimum Balance3 - Daily minimum balance is waived for customers under the age of 23. This account is an ideal first account for students starting to manage their own finances.
Free Online Banking - All of our accounts feature free, 24/7 online banking. Access your money, make transfers, pay bills, and more. You can do all of this, even if you can't get to a branch.
Free Mobile Banking4 - Download the free Columbia Bank app on your mobile device, and within seconds you'll be able to check balances, deposit checks, pay bills, make transfers, locate the nearest ATM, and much more.
1. Other subscriptions available. See branch for details.
2. This account provides for a waiver of up to ten (10) ATM surcharge fees or $30, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by us and the owner of such ATMs adds a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12 month statement cycle period is $360.
3. Advantage Plus Checking is a non-interest bearing account with a daily minimum balance requirement of $500. If the account balance falls below the $500 minimum at any time, a monthly service charge of $9.00 is charged. Consumers under the age of 23 are not subject to this account’s daily minimum balance requirement.
4. Standard text and data rates may apply from your phone provider with mobile banking.