[1] Performance Plus is a variable tiered rate, interest-bearing consumer checking account and is subject to change after account is opened and at any time. Annual Percentage Yield (APY). Currently, for balances between $.01-$999.99 the APY is .05%, for balances between $1,000 - $9,999.99 - the APY is .10%, for balances between $10,000 - $249,999.99 the APY is 1.75%, for balances between $250,000 - $499,999.99 the APY is 1.75%, if your daily balance is $500,000.00 or more, the interest rate paid on the portion of your balance that equals or exceeds $500,000.00 is currently .10%. The annual percentage yield would range from 1.75%-0.92% with an assumed total balance of $1 million. To earn the APYs listed above, you must have at least one qualifying direct deposit or external ACH debit / online bill payment post to your account per statement cycle. Cycles where these requirements are not met, the lowest balance tier will apply, currently this APY is .05%. Fees may reduce earnings.
[2] Performance Plus provides for a rebate of up to six (6) ATM surcharge fees or $20, whichever is less, for each statement cycle when you use your Columbia Bank Visa® Debit Card at domestic ATMs not owned or operated by Columbia Bank and the owners of such ATMs add a surcharge to your transaction. The refund of such surcharge fees will appear on your statement as a “credit.” The maximum rebate per 12-month cycle period is $240.
[3] Minimum balance to open this account is $0.01. If your daily balance is less than .01, no interest will be paid for that day. A daily minimum balance of $1,000.00 must be maintained each day of the statement cycle to waive a monthly Maintenance Service Charge of $20.00. For additional terms, fees and conditions please refer to our account disclosures.
