Personal Banking Business Banking Investment Services
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Personal Banking

At Columbia Bank, we pride ourselves on being more than just a bank. With personal banking accounts, savings, and investment services, as well as banking for businesses, we are your personal banker for life. Our customers in New Jersey know they can count on Columbia for all their personal banking needs.

Columbia Bank's personal bank accounts are not just a safe place to save your money. As the largest mutual financial bank in New Jersey, Columbia Bank is motivated by forming long-term relationships with our customers, rather than the stock market. Our team of experienced banking professionals provides our customers and the communities of New Jersey with unprecedented service and financial security.

Visit one of the 44 full-service branches near you or call us today at 1-800-522-4167 to speak with a friendly Columbia Bank representative. Click the account or service below for additional information about Personal Banking from Columbia Bank.

Personal Checking Accounts

Building on 85 years of experience in the Garden State, we know that personal banking needs in New Jersey are not one-size-fits-all. That's why we offer personal checking account options that fit your specific personal banking needs, including Totally Free Advantage Checking, High-Yield Plus Checking, and more. Many of our personal bank accounts come with access to online and mobile banking, as well as free ATM and Debit Card services. And, as part of our commitment to forming long-lasting relationships with our customers, we also offer youth banking accounts.

Personal Savings and Investment Accounts

In addition to the convenience provided by our personal checking accounts, we want you to be prepared for anything life throws your way. That's why we offer a variety of personal savings account rates to help grow your savings, as well as investment account solutions to support your retirement goals, education wishes, and even your healthcare needs.

Personal Lending Services

There's nothing like the feeling of financing your first car. Your first home. Your first family vacation. As a New Jersey-based one-stop source for all your personal banking needs, we pride ourselves in offering flexible home mortgages and home equity loans, as well as auto and consumer loans for almost any need. For all of your firsts (and seconds, and thirds, and so on), Columbia Bank has you covered.

Business Banking Services

Already have a personal bank account with us? We also offer business banking services, with the same service standards and financial stability that guide our personal bank account management.

At Columbia Bank, we care about long-lasting relationships – with our employees, our customers, and our communities. For any loan or mortgage, from your first piggy bank through your retirement, you can Count on Columbia every step of the way.






Today's Rates, Apply Online
Home Equity Loans
Interest Bearing Checking
Product Tiers APY  
Yield Plus $10,000-$249,999 1.00% OPEN
Yield Plus $1,000-$9,999 .25% OPEN
Yield Plus $0.01-$999 .10% OPEN
Non-Interest Bearing Checking
Totally Free OPEN
eAdvantage     OPEN
Advantage Plus Image OPEN
Product Rate APY  
91 Days 0.10% 0.10% OPEN
6 Months 0.20% 0.20% OPEN
9 Months 0.10% 0.10% OPEN
12 Months 0.40% 0.40% OPEN
12 Months AP 0.65% 0.65% OPEN
18 Months 0.55% 0.55% OPEN
20 Months
Bump Up
0.99% 1.00% OPEN
24 Months 0.94% 0.95% OPEN
30 Months 1.14% 1.15% OPEN
36 Months 0.99% 1.00% OPEN
48 Months 1.34% 1.35% OPEN
60 Months 1.68% 1.70% OPEN
72 Months 1.68% 1.70% OPEN
84 Months 1.68% 1.70% OPEN
Savings/Money Market
Product Rate APY  
eAdvantage Savings 0.20% 0.20% OPEN
eAdvantage Money Market
Tiers APY  
$.01 - $2,499.99 0.15% OPEN
$2,500 - $9,999.99 0.15% OPEN
$10,000 - $24,999.99 0.20% OPEN
$25,000 - $49,999.99 0.25% OPEN
$50,000 and up 0.25% OPEN

Customer Service

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